Chicago 60646

Cook County, IL · 29,820 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

50affordability /100

Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
30.2%
stretched
Days on market
43
daily
Price cuts
19.1%
of active
Valuation
-15%
vs assessor
Look up an address
61
/100
Stable
hot · balanced · prices rising year-over-year.
Price trend
67
Affordability
65
Valuation
50
Economic health
50

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

58/ 100SellerBalancedBuyer
Balanced Market
DOM: 62d (stable) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)50
Valuation Gap (25%)40
Supply & Demand (20%)100
Buy vs Rent (15%)75
Cancellation Rate (10%)0
Days on Market (5%)75

Balanced market in 60646. List price is roughly fair — focus on condition and value. Payment burden: 30.2% of median income. Median days on market: 62. Renting is approximately 91% cheaper than buying (price-to-rent ratio: 22.9).

Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.
HOTBALANCED

Market is running hot with fast-moving inventory. Conditions are balanced between buyers and sellers. Prices up 5.9% YoY.

Address lookup$99 report path

Look Up an Address in 60646

Just type the street — we'll auto-scope the search to ZIP 60646.

Actions
Export, share, or compare this ZIP
Compare
Get alerts when this market changes

Market snapshoteach number, once

Median price
$552,766
▴ 5.9% YoY
Days on market
43
daily · zip_data
Median rent
$2,015
ZORI
Investor score
53/100
cash-flow lens
Active listings
54
90-day

Valuation3 lenses, different anchors

vs assessor
-15.0%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$470,000
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+44.5%
County-wide market — the widest, slowest signal.
Cook+44.5%
Cook+44.5%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$287
Price-to-income5.0×

Unlock Vacancy Data

Available with Lotvox Pro — $29/mo.

Start free trial
How 60646 ranks in IL
percentile vs all Illinois ZIPs · n=1303
Market velocity60%
Supply tightness38%
Affordability3%
Investment yield15%
Appreciation51%

Affordability, supply & momentum

27SUPPLY
BalancedSupply Tightness

Supply and demand are roughly even — standard negotiation dynamics.

Months of Supply12.3 mo
Days on Market43d
Inv vs History+3.3%
Listing Density--
Affordability — payment burden
Monthly payment (P&I)$2,792
Payment burden30.2%
Median income · ZIP$111,115
Mortgage rate6.49% · 30yr
Total monthly own$3,345
Monthly rent$2,015
Market dynamics
Price cut %19.1%
Momentumhot
LeverageBALANCED
Months of supply12.3
Sales (90d)0
Investment analysis
Median rent$2,015
Price-to-rent22.9
Est. cap rate2.8%
Buy vs rentfavors renting

Livability

Walk score9
Transit score17
Bike score

Unlock Historical Trends

Available with Lotvox Pro — $29/mo.

Start free trial

Cook County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

Unlock County Economic Data

Available with Lotvox Pro — $29/mo.

Start free trial

Nearby ZIP codes