Lincolnwood 60712

Cook County, IL · 15,385 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

48affordability /100

Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
31.6%
stretched
Days on market
47
daily
Price cuts
9.0%
of active
Valuation
-29%
vs assessor
Look up an address
63
/100
Stable
hot · balanced · prices rising year-over-year.
Price trend
75
Affordability
65
Valuation
50
Economic health
48

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

50/ 100SellerBalancedBuyer
Balanced Market
Needs 5.1% correction for affordability
DOM: 77d (stable) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)50
Valuation Gap (25%)25
Supply & Demand (20%)85
Buy vs Rent (15%)50
Cancellation Rate (10%)25
Days on Market (5%)75

Balanced market in 60712. List price is roughly fair — focus on condition and value. Payment burden: 31.7% of median income. Median days on market: 77. Renting is approximately 53% cheaper than buying (price-to-rent ratio: 18.3).

Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.
HOTBALANCED

Market is running hot with fast-moving inventory. Conditions are balanced between buyers and sellers. Prices up 5.6% YoY.

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Market snapshoteach number, once

Median price
$563,168
▴ 5.6% YoY
Days on market
47
daily · zip_data
Median rent
$2,567
ZORI
Investor score
68/100
cash-flow lens
Active listings
36
90-day

Valuation3 lenses, different anchors

vs assessor
-29.0%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$400,000
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+44.5%
County-wide market — the widest, slowest signal.
Cook+44.5%
Cook+44.5%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$209
Price-to-income5.2×

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How 60712 ranks in IL
percentile vs all Illinois ZIPs · n=1303
Market velocity52%
Supply tightness32%
Affordability2%
Investment yield37%
Appreciation48%

Affordability, supply & momentum

22SUPPLY
OversuppliedSupply Tightness

Ample inventory — buyers have time and leverage to negotiate.

Months of Supply11.5 mo
Days on Market47d
Inv vs History+22.7%
Listing Density--
Affordability — payment burden
Monthly payment (P&I)$2,845
Payment burden31.6%
Median income · ZIP$107,950
Mortgage rate6.49% · 30yr
Total monthly own$3,408
Monthly rent$2,567
Market dynamics
Price cut %9.0%
Momentumhot
LeverageBALANCED
Months of supply11.5
Sales (90d)0
Investment analysis
Median rent$2,567
Price-to-rent18.3
Est. cap rate3.6%
Buy vs rentneutral

Livability

Walk score2
Transit score6
Bike score

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Cook County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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