Harwood Heights 60706

Cook County, IL · 22,525 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

52affordability /100

Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
29%
stretched
Days on market
54
daily
Price cuts
22.2%
of active
Valuation
-11.6%
vs assessor
Look up an address
65
/100
Stable
hot · balanced · prices rising year-over-year.
Price trend
67
Affordability
65
Valuation
70
Economic health
52

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

36/ 100SellerBalancedBuyer
Seller's Market
DOM: 61d (rising) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)25
Valuation Gap (25%)10
Supply & Demand (20%)100
Buy vs Rent (15%)25
Cancellation Rate (10%)0
Days on Market (5%)75

Seller-favored market in 60706. Expect to pay at or near list price. Payment burden: 29.1% of median income. Median days on market: 61. Renting is approximately 10% cheaper than buying (price-to-rent ratio: 13.2).

Buyer Caution

Seller's market. Be prepared to pay near list price.

Competitive market similar to 2021-2022 — limited inventory driving prices above fundamentals.
HOTBALANCED

Market is running hot with fast-moving inventory. Conditions are balanced between buyers and sellers. Prices up 6.2% YoY.

Address lookup$99 report path

Look Up an Address in 60706

Just type the street — we'll auto-scope the search to ZIP 60706.

Actions
Export, share, or compare this ZIP
Compare
Get alerts when this market changes

Market snapshoteach number, once

Median price
$407,219
▴ 6.2% YoY
Days on market
54
daily · zip_data
Median rent
$2,567
ZORI
Investor score
90/100
cash-flow lens
Active listings
55
90-day

Valuation3 lenses, different anchors

vs assessor
-11.6%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$360,010
county CAMA · properties_v
vs income
—
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+44.5%
County-wide market — the widest, slowest signal.
Cook+44.5%
Cook+44.5%
Lotvox comps · mv_valuation_gap
Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$281
Price-to-income4.8×

Unlock Vacancy Data

Available with Lotvox Pro — $29/mo.

Start free trial
How 60706 ranks in IL
percentile vs all Illinois ZIPs · n=1303
Market velocity42%
Supply tightness38%
Affordability4%
Investment yield72%
Appreciation54%

Affordability, supply & momentum

18SUPPLY
OversuppliedSupply Tightness

Ample inventory — buyers have time and leverage to negotiate.

Months of Supply15.6 mo
Days on Market54d
Inv vs History+18.8%
Listing Density--
Affordability — payment burden
Monthly payment (P&I)$2,057
Payment burden29%
Median income · ZIP$85,000
Mortgage rate6.49% · 30yr
Total monthly own$2,464
Monthly rent$2,567
Market dynamics
Price cut %22.2%
Momentumhot
LeverageBALANCED
Months of supply15.6
Sales (90d)0
Investment analysis
Median rent$2,567
Price-to-rent13.2
Est. cap rate4.9%
Buy vs rentfavors buying

Livability

Walk score7
Transit score12
Bike score—

Historical trends

Unlock Historical Trends

Available with Lotvox Pro — $29/mo.

Start free trial

Cook County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

Unlock County Economic Data

Available with Lotvox Pro — $29/mo.

Start free trial

Nearby ZIP codes

60656
Chicago
$385,902
+8.4%
60634
Chicago
$375,891
+4.6%
60631
Chicago
$459,937
+6.9%
60707
Elmwood Park
$348,265
+2.5%
60176
Schiller Park
$317,439
+7.2%
60171
River Grove
$315,476
+3.7%
60630
Chicago
$420,540
+6.0%
60714
Niles
$412,329
+6.3%
Chicago Metro·Overpriced ZIPs·Investor ZIPs·View on Map·Cook County