Steger 60475
Cook County, IL · 9,717 properties · updated 7/5/2026
Should you buy here?buyer-timing lens
71affordability /100
Buyer leverage is buyer advantage; weigh payment burden and the 3-lens valuation before bidding.
Payment burden
17.4%
affordable
Days on market
90
daily
Price cuts
31.3%
of active
Valuation
-47.5%
vs assessor
60
/100
Stable
cooling · buyer advantage · prices easing year-over-year.
Price trend
35
Affordability
95
Valuation
35
Economic health
71
Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.
Buyer / sellerbuyer-timing lens
Balanced Market
DOM: 96d (rising) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)0
Valuation Gap (25%)100
Supply & Demand (20%)100
Buy vs Rent (15%)0
Cancellation Rate (10%)25
Days on Market (5%)100
Balanced market in 60475. List price is roughly fair — focus on condition and value. Payment burden: 17.4% of median income. Median days on market: 96. Market appears 44% overpriced vs. assessed values.
Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.
COOLINGBUYER ADVANTAGE
Market is cooling with expanding inventory. Buyers have strong negotiating leverage. Prices down 2.8% YoY.
Address lookup$99 report path
Look Up an Address in 60475
Just type the street — we'll auto-scope the search to ZIP 60475.
Actions
Export, share, or compare this ZIP
Market snapshoteach number, once
Median price
$175,423
▾ 2.8% YoY
Days on market
90
daily · zip_data
Median rent
$1,598
ZORI
Investor score
79/100
cash-flow lens
Active listings
37
90-day
Valuation3 lenses, different anchors
vs assessor
-47.5%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$92,120
county CAMA · properties_v
vs income
—
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+44.5%
County-wide market — the widest, slowest signal.
Cook+44.5%
Cook+44.5%
Lotvox comps · mv_valuation_gap
Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$81
Price-to-income2.9×
How 60475 ranks in IL
percentile vs all Illinois ZIPs · n=1303
Market velocity19%
Supply tightness0%
Affordability37%
Investment yield94%
Appreciation6%
Affordability, supply & momentum
13SUPPLY
OversuppliedSupply Tightness
Ample inventory — buyers have time and leverage to negotiate.
Months of Supply23.4 mo
Days on Market90d
Inv vs History-4.0%
Listing Density--
Affordability — payment burden
Monthly payment (P&I)$886
Payment burden17.4%
Median income · ZIP$61,222
Mortgage rate6.49% · 30yr
Total monthly own$1,062
Monthly rent$1,598
Market dynamics
Price cut %31.3%
Momentumcooling
LeverageBUYER ADVANTAGE
Months of supply23.4
Sales (90d)0
Investment analysis
Median rent$1,598
Price-to-rent9.1
Est. cap rate7.1%
Buy vs rentfavors buying
Livability
Walk score1
Transit score14
Bike score—
Historical trends
Cook County contextmacro · jobs · debt · migration
ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.