Schaumburg 60173

Cook County, IL · 6,541 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

64affordability /100

Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
21.8%
affordable
Days on market
43
daily
Price cuts
0.0%
of active
Valuation
+55.6%
vs assessor
Look up an address
74
/100
Stable
warming · balanced · prices rising year-over-year.
Price trend
90
Affordability
95
Valuation
20
Economic health
64

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

29/ 100SellerBalancedBuyer
Seller's Market
DOM: 58d (stable) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)0
Valuation Gap (25%)10
Supply & Demand (20%)100
Buy vs Rent (15%)25
Cancellation Rate (10%)0
Days on Market (5%)60

Seller-favored market in 60173. Expect to pay at or near list price. Payment burden: 21.8% of median income. Median days on market: 58. Renting is approximately 19% cheaper than buying (price-to-rent ratio: 14.3).

Buyer Caution

Seller's market. Be prepared to pay near list price.

Competitive market similar to 2021-2022 — limited inventory driving prices above fundamentals.
WARMINGBALANCED

Market is warming with rising prices. Conditions are balanced between buyers and sellers. Prices up 3.6% YoY.

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Market snapshoteach number, once

Median price
$359,871
▴ 3.6% YoY
Days on market
43
daily · zip_data
Median rent
$2,102
ZORI
Investor score
80/100
cash-flow lens
Active listings
40
90-day

Valuation3 lenses, different anchors

vs assessor
+55.6%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$560,000
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+44.5%
County-wide market — the widest, slowest signal.
Cook+44.5%
Cook+44.5%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$253
Price-to-income3.6×

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How 60173 ranks in IL
percentile vs all Illinois ZIPs · n=1303
Market velocity60%
Supply tightness41%
Affordability18%
Investment yield65%
Appreciation28%

Affordability, supply & momentum

17SUPPLY
OversuppliedSupply Tightness

Ample inventory — buyers have time and leverage to negotiate.

Months of Supply15.0 mo
Days on Market43d
Inv vs History+41.8%
Listing Density--
Affordability — payment burden
Monthly payment (P&I)$1,818
Payment burden21.8%
Median income · ZIP$99,975
Mortgage rate6.49% · 30yr
Total monthly own$2,178
Monthly rent$2,102
Market dynamics
Price cut %0.0%
Momentumwarming
LeverageBALANCED
Months of supply15
Sales (90d)0
Investment analysis
Median rent$2,102
Price-to-rent14.3
Est. cap rate4.6%
Buy vs rentfavors buying

Livability

Walk score4
Transit score12
Bike score

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Cook County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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