Silver Spring 20910

Montgomery County, MD · 10,523 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

39affordability /100

Buyer leverage is seller slight; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
37.2%
severe
Days on market
28
daily
Price cuts
19.8%
of active
Valuation
-36.6%
vs assessor
Look up an address
35
/100
weak
stable · seller slight · prices easing year-over-year.

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

59/ 100SellerBalancedBuyer
Balanced Market
Needs 19.4% correction for affordability
DOM: 56d (stable) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)75
Valuation Gap (25%)10
Supply & Demand (20%)100
Buy vs Rent (15%)100
Cancellation Rate (10%)0
Days on Market (5%)60

Balanced market in 20910. List price is roughly fair — focus on condition and value. Payment burden: 37.2% of median income. A 6% price correction needed to reach 30% affordability threshold. Median days on market: 56. Renting is approximately 123% cheaper than buying (price-to-rent ratio: 26.8).

Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.
STABLESELLER SLIGHT

Market is holding steady with balanced conditions. Sellers hold a slight edge. Prices down 1.7% YoY.

Address lookup$99 report path

Look Up an Address in 20910

Just type the street — we'll auto-scope the search to ZIP 20910.

Actions
Export, share, or compare this ZIP
Compare
Get alerts when this market changes

Market snapshoteach number, once

Median price
$661,908
▾ 1.7% YoY
Days on market
28
daily · zip_data
Median rent
$2,062
ZORI
Investor score
31/100
cash-flow lens
Active listings
115
90-day

Valuation3 lenses, different anchors

vs assessor
-36.6%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$419,600
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+36.8%
County-wide market — the widest, slowest signal.
Montgomery+36.8%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$668
Price-to-income6.1×

Unlock Vacancy Data

Available with Lotvox Pro — $29/mo.

Start free trial
How 20910 ranks in MD
percentile vs all MD ZIPs
Comparative ranking not available for this ZIP.

Affordability, supply & momentum

23SUPPLY
OversuppliedSupply Tightness

Ample inventory — buyers have time and leverage to negotiate.

Months of Supply20.4 mo
Days on Market28d
Inv vs History+58.0%
Listing Density--
Market dynamics
Price cut %19.8%
Momentumstable
LeverageSELLER SLIGHT
Months of supply20.4
Sales (90d)0
Investment analysis
Median rent$2,062
Price-to-rent26.8
Est. cap rate2.4%
Buy vs rentfavors renting

Livability

Walk score13
Transit score53
Bike score

Unlock Historical Trends

Available with Lotvox Pro — $29/mo.

Start free trial

Montgomery County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

Unlock County Economic Data

Available with Lotvox Pro — $29/mo.

Start free trial

Nearby ZIP codes