Silver Spring 20901

Montgomery County, MD · 10,291 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

53affordability /100

Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
28.8%
stretched
Days on market
34
daily
Price cuts
23.6%
of active
Valuation
-41.3%
vs assessor
Look up an address
50
/100
mixed
stable · balanced · prices easing year-over-year.

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

45/ 100SellerBalancedBuyer
Balanced Market
DOM: 64d (rising) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)25
Valuation Gap (25%)25
Supply & Demand (20%)70
Buy vs Rent (15%)100
Cancellation Rate (10%)0
Days on Market (5%)75

Balanced market in 20901. List price is roughly fair — focus on condition and value. Payment burden: 28.8% of median income. Median days on market: 64. Renting is approximately 138% cheaper than buying (price-to-rent ratio: 28.5).

Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.
STABLEBALANCED

Market is holding steady with balanced conditions. Conditions are balanced between buyers and sellers.

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Market snapshoteach number, once

Median price
$603,856
▾ 1.0% YoY
Days on market
34
daily · zip_data
Median rent
$1,768
ZORI
Investor score
31/100
cash-flow lens
Active listings
62
90-day

Valuation3 lenses, different anchors

vs assessor
-41.3%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$354,200
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+36.8%
County-wide market — the widest, slowest signal.
Montgomery+36.8%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$302
Price-to-income4.8×

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How 20901 ranks in MD
percentile vs all MD ZIPs
Comparative ranking not available for this ZIP.

Affordability, supply & momentum

39SUPPLY
BalancedSupply Tightness

Supply and demand are roughly even — standard negotiation dynamics.

Months of Supply7.6 mo
Days on Market34d
Inv vs History+29.0%
Listing Density--
Market dynamics
Price cut %23.6%
Momentumstable
LeverageBALANCED
Months of supply7.6
Sales (90d)0
Investment analysis
Median rent$1,768
Price-to-rent28.5
Est. cap rate2.3%
Buy vs rentfavors renting

Livability

Walk score2
Transit score29
Bike score

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Montgomery County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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