Kensington 20895

Montgomery County, MD · 7,331 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

51affordability /100

Buyer leverage is seller slight; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
29.5%
stretched
Days on market
22
daily
Price cuts
17.5%
of active
Valuation
-25.5%
vs assessor
Look up an address
52
/100
mixed
stable · seller slight · prices easing year-over-year.

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

41/ 100SellerBalancedBuyer
Balanced Market
DOM: 66d (rising) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)25
Valuation Gap (25%)10
Supply & Demand (20%)85
Buy vs Rent (15%)75
Cancellation Rate (10%)0
Days on Market (5%)75

Balanced market in 20895. List price is roughly fair — focus on condition and value. Payment burden: 29.5% of median income. Median days on market: 66. Renting is approximately 75% cheaper than buying (price-to-rent ratio: 21.0).

Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.
STABLESELLER SLIGHT

Market is holding steady with balanced conditions. Sellers hold a slight edge. Prices down 1.6% YoY.

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Market snapshoteach number, once

Median price
$824,204
▾ 1.6% YoY
Days on market
22
daily · zip_data
Median rent
$3,265
ZORI
Investor score
45/100
cash-flow lens
Active listings
55
90-day

Valuation3 lenses, different anchors

vs assessor
-25.5%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$614,400
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+36.8%
County-wide market — the widest, slowest signal.
Montgomery+36.8%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$378
Price-to-income4.9×

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How 20895 ranks in MD
percentile vs all MD ZIPs
Comparative ranking not available for this ZIP.

Affordability, supply & momentum

32SUPPLY
BalancedSupply Tightness

Supply and demand are roughly even — standard negotiation dynamics.

Months of Supply11.1 mo
Days on Market22d
Inv vs History+36.5%
Listing Density--
Market dynamics
Price cut %17.5%
Momentumstable
LeverageSELLER SLIGHT
Months of supply11.1
Sales (90d)0
Investment analysis
Median rent$3,265
Price-to-rent21.0
Est. cap rate3.1%
Buy vs rentfavors renting

Livability

Walk score3
Transit score21
Bike score

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Montgomery County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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