Hughesville 20637

Charles County, MD · 2,472 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

61affordability /100

Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
23.8%
affordable
Days on market
76
daily
Price cuts
23.4%
of active
Valuation
-52.4%
vs assessor
Look up an address
58
/100
mixed
stable · balanced · prices easing year-over-year.

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

58/ 100SellerBalancedBuyer
Balanced Market
DOM: 124d (rising) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)0
Valuation Gap (25%)60
Supply & Demand (20%)100
Buy vs Rent (15%)50
Cancellation Rate (10%)100
Days on Market (5%)100

Balanced market in 20637. List price is roughly fair — focus on condition and value. Payment burden: 23.9% of median income. Median days on market: 124. Renting is approximately 58% cheaper than buying (price-to-rent ratio: 19.0). Market appears 13% overpriced vs. assessed values.

Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.
STABLEBALANCED

Market is holding steady with balanced conditions. Conditions are balanced between buyers and sellers.

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Market snapshoteach number, once

Median price
$589,018
▾ 1.0% YoY
Days on market
76
daily · zip_data
Median rent
$2,578
ZORI
Investor score
52/100
cash-flow lens
Active listings
35
90-day

Valuation3 lenses, different anchors

vs assessor
-52.4%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$280,590
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+40.6%
County-wide market — the widest, slowest signal.
Charles+40.6%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$182
Price-to-income3.9×

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How 20637 ranks in MD
percentile vs all MD ZIPs
Comparative ranking not available for this ZIP.

Affordability, supply & momentum

6SUPPLY
OversuppliedSupply Tightness

Ample inventory — buyers have time and leverage to negotiate.

Months of Supply18.5 mo
Days on Market76d
Inv vs History+37.5%
Listing Density--
Market dynamics
Price cut %23.4%
Momentumstable
LeverageBALANCED
Months of supply18.5
Sales (90d)0
Investment analysis
Median rent$2,578
Price-to-rent19.0
Est. cap rate3.4%
Buy vs rentneutral

Livability

Walk score2
Transit score8
Bike score

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Charles County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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