Waldorf 20601

Charles County, MD · 9,798 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

63affordability /100

Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
22.3%
affordable
Days on market
79
daily
Price cuts
20.7%
of active
Valuation
-64%
vs assessor
Look up an address
58
/100
mixed
stable · balanced · prices easing year-over-year.

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

40/ 100SellerBalancedBuyer
Balanced Market
DOM: 70d (rising) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)0
Valuation Gap (25%)25
Supply & Demand (20%)100
Buy vs Rent (15%)50
Cancellation Rate (10%)25
Days on Market (5%)75

Balanced market in 20601. List price is roughly fair — focus on condition and value. Payment burden: 22.3% of median income. Median days on market: 70. Renting is approximately 44% cheaper than buying (price-to-rent ratio: 17.3).

Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.
STABLEBALANCED

Market is holding steady with balanced conditions. Conditions are balanced between buyers and sellers.

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Market snapshoteach number, once

Median price
$441,609
▾ 0.8% YoY
Days on market
79
daily · zip_data
Median rent
$2,124
ZORI
Investor score
58/100
cash-flow lens
Active listings
99
90-day

Valuation3 lenses, different anchors

vs assessor
-64.0%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$159,100
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+40.6%
County-wide market — the widest, slowest signal.
Charles+40.6%
Prince George's+48.6%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$196
Price-to-income3.7×

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How 20601 ranks in MD
percentile vs all MD ZIPs
Comparative ranking not available for this ZIP.

Affordability, supply & momentum

11SUPPLY
OversuppliedSupply Tightness

Ample inventory — buyers have time and leverage to negotiate.

Months of Supply18.6 mo
Days on Market79d
Inv vs History+15.9%
Listing Density--
Market dynamics
Price cut %20.7%
Momentumstable
LeverageBALANCED
Months of supply18.6
Sales (90d)0
Investment analysis
Median rent$2,124
Price-to-rent17.3
Est. cap rate3.8%
Buy vs rentneutral

Livability

Walk score1
Transit score12
Bike score

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Charles County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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