27964

Virginia Beach-Norfolk-Newport News, VA-NC · Currituck County, NC · 577 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

33affordability /100

Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
40.4%
severe
Days on market
46
daily
Price cuts
0.0%
of active
Valuation
-60.7%
vs assessor
Look up an address
47
/100
mixed
warming · balanced · prices rising year-over-year.

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

82/ 100SellerBalancedBuyer
Strong Buyer's Market
Needs 25.7% correction for affordability
Score Components
Payment Burden (25%)90
Valuation Gap (25%)100
Supply & Demand (20%)100
Cancellation Rate (10%)0
Days on Market (5%)40

Strong buyer leverage in 27964. If you must buy now, offer 10-15% below list price. Payment burden: 40.4% of median income. A 13% price correction needed to reach 30% affordability threshold. Median days on market: 35. Market appears 53% overpriced vs. assessed values.

What to Offer

Offer 10-15% below list price. Sellers are under pressure.

Conditions most similar to late 2007 — overvaluation without corresponding income growth. Significant correction potential.
WARMINGBALANCED

Market is warming with rising prices. Conditions are balanced between buyers and sellers.

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Market snapshoteach number, once

Median price
$468,631
▴ 2.8% YoY
Days on market
46
daily · zip_data
Median rent
$1,217
county avg
Investor score
36/100
cash-flow lens
Active listings
3
90-day

Valuation3 lenses, different anchors

vs assessor
-60.7%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$184,400
county CAMA · properties_v
vs income
—
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+68.2%
County-wide market — the widest, slowest signal.
Currituck+68.2%
Lotvox comps · mv_valuation_gap
Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$253
Price-to-income6.7×

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How 27964 ranks in NC
percentile vs all NC ZIPs
Comparative ranking not available for this ZIP.

Affordability, supply & momentum

26SUPPLY
BalancedSupply Tightness

Supply and demand are roughly even — standard negotiation dynamics.

Months of Supply36.0 mo
Days on Market46d
Inv vs History+23.1%
Listing Density13.4/1k
Market dynamics
Price cut %0.0%
Momentumwarming
LeverageBALANCED
Months of supply36
Sales (90d)0
Investment analysis
Median rent$1,217
Price-to-rent32.1
Est. cap rate1.9%
Buy vs rentfavors renting

Livability

Walk score—
Transit score—
Bike score—

Historical trends

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Currituck County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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Nearby ZIP codes

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Virginia Beach–Norfolk Metro·Overpriced ZIPs·Investor ZIPs·View on Map·Currituck County