Nobleton 34661

Hernando County, FL · 249 properties · updated 7/26/2026

Should you buy here?buyer-timing lens

77affordability /100

Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.

Payment burden

13.8%

affordable

Days on market

430

daily

Price cuts

0.0%

of active

Look up an address

/100

Stable

cooling · balanced · prices easing year-over-year.

Price trend

Affordability

Economic health

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

Balanced Market

Score Components

Payment Burden (25%)0

Valuation Gap (25%)80

Supply & Demand (20%)85

Days on Market (5%)100

Balanced market in 34661. List price is roughly fair — focus on condition and value. Payment burden: 14.7% of median income. Median days on market: 430. Market appears 30% overpriced vs. assessed values.

Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.

COOLINGBALANCED

Market is cooling with expanding inventory. Conditions are balanced between buyers and sellers. Prices down 1.6% YoY.

Address lookup$99 report path

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<iframe src="https://lotvox.com/embed/zip/34661" width="100%" height="300" style="border:0;border-radius:12px;overflow:hidden;max-width:640px" loading="lazy" title="Nobleton 34661 — Lotvox market card"></iframe>
<p style="font:12px system-ui;margin:4px 0 0"><a href="https://lotvox.com/tampa/zip/34661?utm_source=embed&utm_medium=backlink">Nobleton 34661 housing market data</a> by <a href="https://lotvox.com/">Lotvox</a></p>

Market snapshoteach number, once

Median price

$132,194

▾ 1.6% YoY

Days on market

430

daily · zip_data

Median rent

$1,298

county avg

Investor score

18/100

cash-flow lens

Active listings

90-day

Valuation3 lenses, different anchors

vs assessor

—

Market vs assessed value — a tax-roll lag, not a deal signal.

Avg assessor$0

county CAMA · properties_v

vs income

—

Fair-value model not available for this market.

fair_value_scores · 10-state coverage

vs county comps

+76.5%

County-wide market — the widest, slowest signal.

Hernando+76.5%

Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.

Pricing detail

Price / sqft$45

Price-to-income2.4×

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How 34661 ranks in FL

percentile vs all Florida ZIPs · n=1098

Market velocity1%

Supply tightness0%

Affordability99%

Investment yield—

Appreciation36%

Affordability, supply & momentum

34SUPPLY

BalancedSupply Tightness

Supply and demand are roughly even — standard negotiation dynamics.

Months of Supply12.0 mo

Days on Market430d

Inv vs History-52.0%

Listing Density6.5/1k

Affordability — payment burden

Monthly payment (P&I)$683

Payment burden13.8%

Median income · ZIP$59,202

Mortgage rate6.71% · 30yr

Total monthly own$815

Monthly rent$1,298

Market dynamics

Price cut %0.0%

Momentumcooling

LeverageBALANCED

Months of supply12

Sales (90d)0

Investment analysis

Median rent$1,298

Price-to-rent8.5

Est. cap rate7.1%

Buy vs rentfavors buying

Livability

Walk score—

Transit score—

Bike score—

Historical trends

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Price bandsmix-shift

Price Bands — the median behind the median

A single median rises whenever expensive homes become a bigger share of what sells, even if no tier got more expensive. These are the tiers underneath it, computed from recorded arms-length deed transactions in Hernando.

Current tiers · 12 months to Aug 25floor 10 sales/tier

5 tiers had too few sales in this ZIP and are shown at county or metro level — see the stamp on each row. 1 tier had too few sales at every level and are left blank rather than estimated.

Tier	Median	$/sqft	Sales	Share	Source
Under $250k	$157k	$88	10	90.9%	ZIP
$250k–$500k	$330k	$134	3,434	—	COUNTY · Hernando, FL
$500k–$750k	$570k	$153	408	—	COUNTY · Hernando, FL
$750k–$1M	$833k	$167	88	—	COUNTY · Hernando, FL
$1M–$1.5M	$1.20M	$178	28	—	COUNTY · Hernando, FL
$1.5M–$2M	—	—	—	—	fewer than 10 sales at zip, county and metro level
$2M+	$2.72M	$217	17	—	COUNTY · Hernando, FL
All sales (the headline median)	$170k	$90	11	100%	ZIP

No mix-shift history for this area. no geography from this ZIP up to metro has 8+ quarters of 10+ recorded arms-length sales across at least 4 price tiers. Trends are drawn only from recorded transactions; the last-sale snapshot above cannot carry a time series, because a property that sold twice keeps only its latest sale — which drags the history upward through the tiers and would invent the very mix shift this section exists to test for.

National context — not local

NAR's aggregate existing-home median for the United States and the South census region. This is the figure the tiers above are a check on. It is national/regional and says nothing about 34661.

United States
South

Copyright, National Association of Realtors. Reprinted with permission. Retrieved from FRED, Federal Reserve Bank of St. Louis. FRED publishes a rolling 13-month window for these series.

Tiers computed from Lotvox parcel and deed substrate through Aug 25 (10 later months withheld as partially loaded). Sample floor 10 sales per tier; below it a figure is drawn from the county or metro and labelled, or left blank. Multi-parcel bulk deeds and duplicate records are excluded.

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Hernando County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

ZIP 34661→Hernando County, FL

12-Month Direction

-12Moderate Deterioration

Confidence

100%

DeterioratingStableImproving

BuildersLens Market Intelligence

Market Score

37· Weak

Market Score grades housing-market conditions (affordability, valuation, supply). The county Healthy/Moderate/Distressed badge measures economic distress (jobs, debt, poverty) — the two can read differently.

Payment Burden49

30.3%

stretched

Source: Lotvox · Updated 2026-05-15

Buy vs Rent53

1.208x

rent advantage

Source: Lotvox · Updated 2026-05-15

Valuation5

+76.5%

overvalued

Source: Lotvox comps · Updated 2026-05-15