Brooksville 34604

Hernando County, FL · 6,854 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

61affordability /100

Buyer leverage is buyer advantage; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
23.6%
affordable
Days on market
71
daily
Price cuts
34.5%
of active
Valuation
+62.7%
vs assessor
Look up an address
55
/100
Mixed
cooling · buyer advantage · prices easing year-over-year.
Price trend
35
Affordability
95
Valuation
20
Economic health
61

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

49/ 100SellerBalancedBuyer
Balanced Market
DOM: 81d (falling) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)0
Valuation Gap (25%)40
Supply & Demand (20%)100
Buy vs Rent (15%)50
Cancellation Rate (10%)75
Days on Market (5%)75

Balanced market in 34604. List price is roughly fair — focus on condition and value. Payment burden: 23.6% of median income. Median days on market: 81. Renting is approximately 32% cheaper than buying (price-to-rent ratio: 15.8).

Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.
COOLINGBUYER ADVANTAGE

Market is cooling with expanding inventory. Buyers have strong negotiating leverage. Prices down 2.5% YoY.

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Market snapshoteach number, once

Median price
$330,884
▾ 2.5% YoY
Days on market
71
daily · zip_data
Median rent
$1,741
ZORI
Investor score
60/100
cash-flow lens
Active listings
71
90-day

Valuation3 lenses, different anchors

vs assessor
+62.7%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$538,305
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+77.8%
County-wide market — the widest, slowest signal.
Hernando+77.8%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$110
Price-to-income3.9×

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How 34604 ranks in FL
percentile vs all Florida ZIPs · n=1098
Market velocity45%
Supply tightness36%
Affordability85%
Investment yield44%
Appreciation37%

Affordability, supply & momentum

22SUPPLY
OversuppliedSupply Tightness

Ample inventory — buyers have time and leverage to negotiate.

Months of Supply26.4 mo
Days on Market71d
Inv vs History-7.4%
Listing Density15.9/1k
Affordability — payment burden
Monthly payment (P&I)$1,671
Payment burden23.6%
Median income · ZIP$85,111
Mortgage rate6.49% · 30yr
Total monthly own$2,002
Monthly rent$1,741
Market dynamics
Price cut %34.5%
Momentumcooling
LeverageBUYER ADVANTAGE
Months of supply26.4
Sales (90d)0
Investment analysis
Median rent$1,741
Price-to-rent15.8
Est. cap rate4.1%
Buy vs rentneutral

Livability

Walk score4
Transit score
Bike score

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Hernando County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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