Largo 33778

Pinellas County, FL · 12,818 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

44affordability /100

Buyer leverage is seller slight; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
33.7%
stretched
Days on market
29
daily
Price cuts
28.9%
of active
Valuation
-22.8%
vs assessor
Look up an address
47
/100
Mixed
stable · seller slight · prices easing year-over-year.
Supply / demand
59
Price trend
35
Affordability
45
Valuation
50
Economic health
44

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

58/ 100SellerBalancedBuyer
Balanced Market
Needs 11% correction for affordability
DOM: 61d (rising) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)50
Valuation Gap (25%)60
Supply & Demand (20%)100
Buy vs Rent (15%)25
Cancellation Rate (10%)25
Days on Market (5%)75

Balanced market in 33778. List price is roughly fair — focus on condition and value. Payment burden: 33.7% of median income. Median days on market: 61. Renting is approximately 3% cheaper than buying (price-to-rent ratio: 12.3).

Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.
STABLESELLER SLIGHT

Market is holding steady with balanced conditions. Sellers hold a slight edge.

Address lookup$99 report path

Look Up an Address in 33778

Just type the street — we'll auto-scope the search to ZIP 33778.

Actions
Export, share, or compare this ZIP
Compare
Get alerts when this market changes

Market snapshoteach number, once

Median price
$353,587
▾ 0.7% YoY
Days on market
29
daily · zip_data
Median rent
$2,388
ZORI
Investor score
78/100
cash-flow lens
Active listings
44
90-day

Valuation3 lenses, different anchors

vs assessor
-22.8%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$273,110
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+70.3%
County-wide market — the widest, slowest signal.
Pinellas+70.3%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$100
Price-to-income5.6×

Unlock Vacancy Data

Available with Lotvox Pro — $29/mo.

Start free trial
How 33778 ranks in FL
percentile vs all Florida ZIPs · n=1098
Market velocity92%
Supply tightness54%
Affordability31%
Investment yield84%
Appreciation69%

Affordability, supply & momentum

44SUPPLY
BalancedSupply Tightness

Supply and demand are roughly even — standard negotiation dynamics.

Months of Supply12.5 mo
Days on Market29d
Inv vs History-6.4%
Listing Density6.9/1k
Affordability — payment burden
Monthly payment (P&I)$1,786
Payment burden33.7%
Median income · ZIP$63,633
Mortgage rate6.49% · 30yr
Total monthly own$2,140
Monthly rent$2,388
Market dynamics
Price cut %28.9%
Momentumstable
LeverageSELLER SLIGHT
Months of supply12.5
Sales (90d)12
Investment analysis
Median rent$2,388
Price-to-rent12.3
Est. cap rate5.3%
Buy vs rentfavors buying

Livability

Walk score1
Transit score1
Bike score

Unlock Historical Trends

Available with Lotvox Pro — $29/mo.

Start free trial

Pinellas County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

Unlock County Economic Data

Available with Lotvox Pro — $29/mo.

Start free trial

Nearby ZIP codes