Largo 33774

Pinellas County, FL · 17,373 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

51affordability /100

Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
29.5%
stretched
Days on market
52
daily
Price cuts
27.6%
of active
Valuation
-15.9%
vs assessor
Look up an address
45
/100
Mixed
cooling · balanced · prices easing year-over-year.
Supply / demand
29
Price trend
35
Affordability
65
Valuation
50
Economic health
51

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

52/ 100SellerBalancedBuyer
Balanced Market
DOM: 63d (rising) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)25
Valuation Gap (25%)40
Supply & Demand (20%)100
Buy vs Rent (15%)50
Cancellation Rate (10%)50
Days on Market (5%)75

Balanced market in 33774. List price is roughly fair — focus on condition and value. Payment burden: 29.5% of median income. Median days on market: 63. Renting is approximately 47% cheaper than buying (price-to-rent ratio: 17.7).

Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.
COOLINGBALANCED

Market is cooling with expanding inventory. Conditions are balanced between buyers and sellers. Prices down 1.8% YoY.

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Market snapshoteach number, once

Median price
$373,610
▾ 1.8% YoY
Days on market
52
daily · zip_data
Median rent
$1,763
ZORI
Investor score
55/100
cash-flow lens
Active listings
106
90-day

Valuation3 lenses, different anchors

vs assessor
-15.9%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$314,033
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+70.3%
County-wide market — the widest, slowest signal.
Pinellas+70.3%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$130
Price-to-income4.9×

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How 33774 ranks in FL
percentile vs all Florida ZIPs · n=1098
Market velocity72%
Supply tightness50%
Affordability51%
Investment yield32%
Appreciation50%

Affordability, supply & momentum

32SUPPLY
BalancedSupply Tightness

Supply and demand are roughly even — standard negotiation dynamics.

Months of Supply21.6 mo
Days on Market52d
Inv vs History-16.3%
Listing Density12.8/1k
Affordability — payment burden
Monthly payment (P&I)$1,887
Payment burden29.5%
Median income · ZIP$76,769
Mortgage rate6.49% · 30yr
Total monthly own$2,261
Monthly rent$1,763
Market dynamics
Price cut %27.6%
Momentumcooling
LeverageBALANCED
Months of supply21.6
Sales (90d)17
Investment analysis
Median rent$1,763
Price-to-rent17.7
Est. cap rate3.7%
Buy vs rentneutral

Livability

Walk score2
Transit score1
Bike score

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Pinellas County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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