Largo 33770

Pinellas County, FL · 18,611 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

36affordability /100

Buyer leverage is seller slight; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
39.1%
severe
Days on market
43
daily
Price cuts
27.1%
of active
Valuation
-18.5%
vs assessor
Look up an address
37
/100
Weak
stable · seller slight · prices easing year-over-year.
Supply / demand
45
Price trend
35
Affordability
25
Valuation
50
Economic health
36

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

61/ 100SellerBalancedBuyer
Negotiate Hard
Needs 23.3% correction for affordability
DOM: 81d (rising) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)75
Valuation Gap (25%)25
Supply & Demand (20%)100
Buy vs Rent (15%)50
Cancellation Rate (10%)50
Days on Market (5%)75

Moderate buyer leverage in 33770. Room to negotiate 5-10% below list. Payment burden: 39.1% of median income. A 11% price correction needed to reach 30% affordability threshold. Median days on market: 81. Renting is approximately 52% cheaper than buying (price-to-rent ratio: 18.2).

What to Offer

Offer 5-10% below list. You have room to negotiate.

Conditions resemble 2019 pre-pandemic levels — moderate overvaluation with slowing demand. Negotiation room exists.
STABLESELLER SLIGHT

Market is holding steady with balanced conditions. Sellers hold a slight edge.

Address lookup$99 report path

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Market snapshoteach number, once

Median price
$374,625
▾ 0.9% YoY
Days on market
43
daily · zip_data
Median rent
$1,721
ZORI
Investor score
55/100
cash-flow lens
Active listings
106
90-day

Valuation3 lenses, different anchors

vs assessor
-18.5%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$305,420
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+70.3%
County-wide market — the widest, slowest signal.
Pinellas+70.3%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$123
Price-to-income6.5×

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How 33770 ranks in FL
percentile vs all Florida ZIPs · n=1098
Market velocity83%
Supply tightness36%
Affordability16%
Investment yield30%
Appreciation66%

Affordability, supply & momentum

39SUPPLY
BalancedSupply Tightness

Supply and demand are roughly even — standard negotiation dynamics.

Months of Supply16.1 mo
Days on Market43d
Inv vs History-17.4%
Listing Density9.3/1k
Affordability — payment burden
Monthly payment (P&I)$1,892
Payment burden39.1%
Median income · ZIP$58,071
Mortgage rate6.49% · 30yr
Total monthly own$2,267
Monthly rent$1,721
Market dynamics
Price cut %27.1%
Momentumstable
LeverageSELLER SLIGHT
Months of supply16.1
Sales (90d)20
Investment analysis
Median rent$1,721
Price-to-rent18.2
Est. cap rate3.6%
Buy vs rentneutral

Livability

Walk score2
Transit score3
Bike score

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Pinellas County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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