San Antonio 33576

Pasco County, FL · 6,499 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

56affordability /100

Buyer leverage is buyer advantage; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
26.9%
affordable
Days on market
67
daily
Price cuts
31.2%
of active
Valuation
+4.7%
vs assessor
Look up an address
56
/100
Mixed
cooling · buyer advantage · prices easing year-over-year.
Price trend
8
Affordability
85
Valuation
90
Economic health
56

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

44/ 100SellerBalancedBuyer
Balanced Market
DOM: 75d (stable) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)25
Valuation Gap (25%)40
Supply & Demand (20%)100
Buy vs Rent (15%)25
Cancellation Rate (10%)0
Days on Market (5%)75

Balanced market in 33576. List price is roughly fair — focus on condition and value. Payment burden: 26.9% of median income. Median days on market: 75. Renting is approximately 12% cheaper than buying (price-to-rent ratio: 13.5).

Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.
COOLINGBUYER ADVANTAGE

Market is cooling with expanding inventory. Buyers have strong negotiating leverage. Prices down 3.4% YoY.

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Market snapshoteach number, once

Median price
$345,502
▾ 3.4% YoY
Days on market
67
daily · zip_data
Median rent
$2,127
ZORI
Investor score
68/100
cash-flow lens
Active listings
135
90-day

Valuation3 lenses, different anchors

vs assessor
+4.7%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$361,700
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+68.5%
County-wide market — the widest, slowest signal.
Pasco+68.5%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$277
Price-to-income4.4×

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How 33576 ranks in FL
percentile vs all Florida ZIPs · n=1098
Market velocity50%
Supply tightness42%
Affordability69%
Investment yield68%
Appreciation26%

Affordability, supply & momentum

18SUPPLY
OversuppliedSupply Tightness

Ample inventory — buyers have time and leverage to negotiate.

Months of Supply18.9 mo
Days on Market67d
Inv vs History-17.7%
Listing Density48.7/1k
Affordability — payment burden
Monthly payment (P&I)$1,745
Payment burden26.9%
Median income · ZIP$77,950
Mortgage rate6.49% · 30yr
Total monthly own$2,091
Monthly rent$2,127
Market dynamics
Price cut %31.2%
Momentumcooling
LeverageBUYER ADVANTAGE
Months of supply18.9
Sales (90d)0
Investment analysis
Median rent$2,127
Price-to-rent13.5
Est. cap rate4.8%
Buy vs rentfavors buying

Livability

Walk score1
Transit score1
Bike score

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Pasco County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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