33523

Pasco County, FL · 9,816 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

57affordability /100

Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
26.2%
affordable
Days on market
73
daily
Price cuts
24.7%
of active
Valuation
+1.8%
vs assessor
Look up an address
68
/100
Stable
stable · balanced · prices easing year-over-year.
Price trend
42
Affordability
85
Valuation
90
Economic health
57

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

53/ 100SellerBalancedBuyer
Balanced Market
DOM: 47d (stable) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)25
Valuation Gap (25%)80
Supply & Demand (20%)100
Buy vs Rent (15%)25
Cancellation Rate (10%)0
Days on Market (5%)60

Balanced market in 33523. List price is roughly fair — focus on condition and value. Payment burden: 26.2% of median income. Median days on market: 47. Renting is approximately 2% cheaper than buying (price-to-rent ratio: 12.2). Market appears 25% overpriced vs. assessed values.

Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.
STABLEBALANCED

Market is holding steady with balanced conditions. Conditions are balanced between buyers and sellers.

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Market snapshoteach number, once

Median price
$262,776
▾ 0.4% YoY
Days on market
73
daily · zip_data
Median rent
$1,795
ZORI
Investor score
78/100
cash-flow lens
Active listings
59
90-day

Valuation3 lenses, different anchors

vs assessor
+1.8%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$267,500
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+68.5%
County-wide market — the widest, slowest signal.
Pasco+68.5%
Hernando+77.8%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$66
Price-to-income4.3×

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How 33523 ranks in FL
percentile vs all Florida ZIPs · n=1098
Market velocity43%
Supply tightness65%
Affordability73%
Investment yield84%
Appreciation72%

Affordability, supply & momentum

29SUPPLY
BalancedSupply Tightness

Supply and demand are roughly even — standard negotiation dynamics.

Months of Supply21.8 mo
Days on Market73d
Inv vs History-18.7%
Listing Density8.8/1k
Affordability — payment burden
Monthly payment (P&I)$1,327
Payment burden26.2%
Median income · ZIP$60,897
Mortgage rate6.49% · 30yr
Total monthly own$1,590
Monthly rent$1,795
Market dynamics
Price cut %24.7%
Momentumstable
LeverageBALANCED
Months of supply21.8
Sales (90d)0
Investment analysis
Median rent$1,795
Price-to-rent12.2
Est. cap rate5.3%
Buy vs rentfavors buying

Livability

Walk score2
Transit score
Bike score

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Pasco County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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