Lotvox market story

Estes Park · ZIP 80517

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Baldwin ParkEstes Park Golf Courseearthwood artisans
Parks & trails · 12Schools · 3
Source: NPS NRHP · USGS 3DEP · USGS PAD-US · Wikidata · OpenStreetMap · NCES · County records · as of September 2026 · ZIP level
Welcome — data
Homes (parcels)7,153
Parks & open space12
Schools3
Schools — Elementary1
Schools — Middle1
Schools — High1
AnchorBaldwin Park
AnchorEstes Park Golf Course
Anchorearthwood artisans

1 of 9

Welcome

This is Estes Park, zip code 80517. About 7,200 homes, 12 parks, 3 schools, and the Baldwin Park.

Nearby, there's Estes Park Golf Course, and earthwood artisans.

Homes7,153parcels on county record
Parks & trails12
Schools3

Up next What a home is worth

$685,844
$0$200K$400K$600K$800K200020052010201520202025Peak July 2022 · $715,067Latest · $685,844
Bought in 2015? A typical home here has moved about …
Typical home value
Source: Zillow (ZHVI) · as of August 2026 · ZIP level
What a home is worth — data
Typical home value (latest)$685,844
As ofAugust 2026
Peak$715,067 (July 2022)
January 2000$225,201
12-month change0.8%

2 of 9

What a home is worth

As of August 2026, a typical home here is worth about $686,000.

The high was about $715,000, back in July 2022.

So today it's 4% off its 2022 peak, and it's held flat over the past year.

Back in January 2000, the same home was about $225,000.

So over the long run, it's up, with a dip from the high.

Slide to the year you'd buy, and see how far a home here has moved since.

Typical value$685,844August 2026
Peak$715,067July 2022
January 2000$225,201

Up next Then and now

2020 · 2.68%
$1,722
a month
→
August 2026 · 6.67%
$3,528
a month
The house+29%
The payment+105%
Source: Zillow (ZHVI) · Freddie Mac via FRED · Lotvox · as of August 2026 · ZIP level · 80% financed at each month's 30-year average rate (Freddie Mac PMMS).
Then and now — data
Payment 2020$1,722 at 2.68%
Payment August 2026$3,528 at 6.67%
Home value change+29%
Payment change+105%

3 of 9

Then and now

Back in 2020, the monthly payment on a home here was about $1,700.

As of August 2026, it's about $3,500.

The house went up 29%. The payment went up 105%.

The rate went from 2.68% to 6.67%.

Payment 2020$1,7222.68% rate
Payment now$3,5286.67% rate
Payment change+105%home value +29%

Up next Is it a deal?

$4,440
Own a month
20% down · 7.03% rate · taxes & insurance
$2,573
Rent a month
Price-to-rent: 22.2 (under 15 favors buying · 20+ favors renting)
Source: Zillow (ZHVI) · Zillow (ZORI) · Freddie Mac via FRED · Lotvox · as of July 2026 · ZIP level
Is it a deal? — data
Own (with taxes & insurance)$4,440
Rent$2,573
Price-to-rent ratio22.2

4 of 9

Is it a deal?

Owning the typical home runs about $4,400 a month, taxes and insurance included.

That assumes 20% down at the 7.03% thirty-year rate.

Renting the same home: about $2,600, as of July 2026.

Price-to-rent here is 22.2: that's the price, counted in years of rent.

We read 20 or more as favoring renting.

Your own numbers will move with your down payment and your rate.

For now, renting is cheaper, and that's why fewer homes are changing hands.

Own, a month$4,440taxes & insurance in
Rent, a month$2,573July 2026
Price-to-rent22.2years of rent

Up next What's moving

balanced 4–6 mo7.1 mo 7.1 months of supply · 199 for sale
Faucet: new listings, ~44/moDrain: sales, ~28/moBalanced: 4–6 months
Source: Redfin · Lotvox · as of August 2026 · ZIP level · Listings Flow Ladder — Redfin, 3-month rolling.
What's moving — data
New listings a month44
Sales a month28
Homes for sale199
Months of supply7.1
Balanced band4–6 months

5 of 9

What's moving

As of August 2026, about 44 homes list here each month, and about 28 sell.

That's 7.1 months of supply, plenty of choice for buyers.

Right now, 199 are for sale.

Listed a month44
Sold a month28
For sale now1997.1 months of supply

Up next Who stays

20+ years28%
10–20 years24%
5–10 years23%
0–5 years24%
Owned from out of state: 26%
Source: County records · as of September 2026 · ZIP level
Who stays — data
Owners holding 0–5 years1,683 (24%)
Owners holding 5–10 years1,619 (23%)
Owners holding 10–20 years1,697 (24%)
Owners holding 20+ years1,964 (28%)
Owned from elsewherenot on county record
Out of state26%

6 of 9

Who stays

As of September 2026, 28% of owners have been here twenty years or more.

That's about 2,000 households who have held on.

24% bought in the last five years.

26% of homes are owned from out of state.

The county record doesn't say how many more are owned from elsewhere in Colorado.

This is a neighborhood people keep.

Those figures come from county records.

Owners 20+ years28%
Bought in 5 years24%
Out of state26%

Up next Who's going to sell

Highway 66Saint Vrain LaneFall River Road
Held-out test on 184 sales: the top fifth held 27.7% of them (random: 20%).

How we know: accuracy by ZIP · methodology

Each square ≈ 250 m; blocks with fewer than 10 homes are not shaded. Brighter = more of the block in the index's top fifth.
Source: County records · Lotvox · as of October 2026 · ZIP level
Who's going to sell — data
Parcels ranked7,153
Held-out sales184
Top-fifth capture27.7%
Blocks shaded252
Blocks to watch27
Block to watch nearHighway 66
Block to watch nearSaint Vrain Lane
Block to watch nearFall River Road

7 of 9

Who's going to sell

Our index ranks every parcel here, about 7,200 of them, by how likely it is to sell.

Tested on 184 recorded sales, it beat random by 39%.

Here are the 27 blocks to watch, brightest first.

The brightest are along Highway 66, Saint Vrain Lane and Fall River Road.

Each square is about a city block, and only blocks with at least 10 homes are shaded.

How we know is on our accuracy page.

Parcels ranked7,153
Sales tested184
Top-fifth capture27.7%random: 20%

Up next The long view

0100200300400200020052010201520202025
80517 (2000 = 100)Larimer County (2000 = 100)Colorado (2000 = 100)
Source: Zillow (ZHVI) · Lotvox · as of August 2026 · ZIP vs county vs state level
The long view — data
80517 since 2000+205%
Larimer County+185%
Colorado+199%

8 of 9

The long view

Since 2000, 80517 is up 205%, as of August 2026.

Larimer County is up 185%, and Colorado 199%.

Ahead of the county and the state.

The other two lines are the county and the state as a whole, not this zip.

All three start at the same point in 2000, so you can see which one climbed faster.

All three lines are the same measure, Zillow's typical home value.

ZIP 80517+205%since 2000
Larimer County+185%
Colorado+199%

Up next What to do

9 of 9

What to do

If you're buying, compare it with 80547, next door.

If you own here, here's what yours is worth.

If you're an agent, Liz Kozar is the authority for this ZIP.

That's 80517, as of August 2026.

Explore the data

4 more charts for 80517. They are not part of the narrated story, so they stay folded until you open them.

Show 4 more charts

ZIP level

Lotvox lens

Home value after inflation

$0$250K$500K$750K$1.0M200020052010201520202025
Home value (as reported)Prices in general (CPI-U), scaled to January 2000Home value in August 2026 dollars
Source: Zillow (ZHVI) · BLS CPI via FRED · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.

Reported values rose +205% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $444,457. So the real change is +54%, not +205%.

Real change since 2000
+54%

Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.

County level

Housing pulse

Migration and inventory

Moved in (top-10 origin counties)
6,096
Moved out (top-10 destination counties)
6,429
Net households
−333
Top origins
Weld, CO2,021
Boulder, CO984
Denver, CO575
Top destinations
Weld, CO2,730
Boulder, CO742
Denver, CO741
Homes for sale, 2012–2026
Source: IRS SOI · Redfin · as of 2026-06-01Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01

This ZIP sits in Larimer County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 6,096 moved in. Among the ten receiving the most, 6,429 moved out.

Net across those counties: −333 households. Beside it, homes for sale in this ZIP: 187 in June 2026.

Most arrivals came from Weld, CO (2,021 households); most departures went to Weld, CO (2,730).

Net households (top-10 flows)
−333

Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01

County level

County records

On the county rolls

Properties on the assessor roll
6,760
Average assessor market value
$664,150
Typical home value (ZHVI)
$685,844
Assessor vs market
−3.2%
Source: County records · Zillow (ZHVI) · LotvoxSource: County assessor and recorder public records; Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above)

County assessor records list 6,760 properties with a market value here. Their average assessed market value is $664,150; the typical home value is $685,844.

The assessor average sits −3.2% from the market figure — an average against a typical value, so treat it as a check, not a verdict.

Properties on the roll
6,760

Source: County assessor and recorder public records; Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above)

County level

New supply

Homes being permitted

01,0002,0003,00020222,57220232,68620241,78620252,436
1-unit buildings2–4 units5+ units
Source: Census permits · as of 2025Source: U.S. Census Bureau, Building Permits Survey · data as of 2025

Across Larimer County, builders pulled permits for 2,436 new homes in 2025.

Of those, 40% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Units permitted 2025
2,436

Source: U.S. Census Bureau, Building Permits Survey · data as of 2025