ZIP 80517 vs ZIP 80547

80517 is one of 18 ZIP codes that lie mostly in Larimer County, CO.

Shaded by typical home value, it ranks 1 of the 17 with a value.

Mapped in and around 80517: 265 places to go — 162 trails, 38 dining, 33 arts & venues.

3 school locations in 80517: 1 elementary, 1 middle, 1 high.

In alphabetical order: Estes Park High School, Estes Park K-5 School, Estes Park Middle School. Locations only — no ratings are shown here.

80547 is one of 18 ZIP codes that lie mostly in Larimer County, CO.

Shaded by typical home value, it ranks 2 of the 17 with a value.

Mapped in and around 80547: 17 places to go — 10 day trips, 4 parks & open space, 2 dining.

2 school locations in 80547: 2 elementary.

In alphabetical order: Bethke Elementary School, Timnath Elementary School. Locations only — no ratings are shown here.

In January 2000 the typical home in 80517 was worth $225,201.

Values peaked at $715,067 in July 2022. The latest reading is −4.1% from that peak.

As of August 2026: $685,844, +0.8% over twelve months.

Start with the typical home: $685,844. Put 20% down and borrow $548,675 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $3,799 a month in principal and interest.

The median household here earns $89,659 a year, $7,472 a month. So the payment takes 50.8% of income — rated “severe” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 16.7% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $1,348.

In December 2020, with rates at 2.68%, it was $1,722.

By August 2026, at 6.67%, it was $3,528 — +105% since December 2020, while the home's value moved +29%.

Reported values rose +205% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $444,457. So the real change is +54%, not +205%.

80517: +205% since January 2000.

Larimer County: +185% since January 2000.

Colorado: +199% since January 2000 — 80517 ran ahead of it by 6 points.

Owning the typical home costs about $4,485 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $2,573 a month.

Price divided by a year's rent: 22.2. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

In January 2012 the typical home in 80547 was worth $392,286.

Values peaked at $719,367 in July 2022. The latest reading is −6.9% from that peak.

As of August 2026: $669,512, −1.7% over twelve months.

Start with the typical home: $669,512. Put 20% down and borrow $535,610 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $3,708 a month in principal and interest.

The median household here earns $171,971 a year, $14,331 a month. So the payment takes 25.9% of income — rated “affordable” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 15.2% in 2012.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2012 (3.92%) the payment was $1,483.

In December 2020, with rates at 2.68%, it was $1,751.

By August 2026, at 6.67%, it was $3,444 — +97% since December 2020, while the home's value moved +24%.

Reported values rose +71% since January 2012.

General prices (CPI-U) rose +47% over the same span.

Divide one by the other: in August 2026 dollars, the 2012 home was worth $575,289. So the real change is +16%, not +71%.

80547: +71% since January 2012.

Larimer County: +131% since January 2012.

Colorado: +148% since January 2012 — 80547 ran behind it by 77 points.

Owning the typical home costs about $4,378 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $2,973 a month.

Price divided by a year's rent: 18.8. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 44 a month (Redfin, 3-month rolling data through August 2026). That is 105% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 187.

Going out — closed sales: about 27 a month. That is 85% of the 2015–2019 level for the same months. The drain is drawn 39% narrower: the share of homes for sale that sell each month is 61% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 6.8 months of supply — above the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 17 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 27 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 35 — so sales ran at 77% of it, and below it in 17 of the last 24 months.

Across Larimer County, builders pulled permits for 2,436 new homes in 2025.

Of those, 40% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 29 a month (Redfin, 3-month rolling data through August 2026).

On the shelf — homes for sale at the end of the period: 106.

Going out — closed sales: about 32 a month.

The ladder: homes for sale ÷ monthly sales = 3.3 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.

The net reading: about 4 more homes sold than came on each month, so inventory is shrinking. The basin is draining.

Homes sold: about 32 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 12 — so sales ran at 267% of it, and below it in 0 of the last 24 months.

Across Larimer County, builders pulled permits for 2,436 new homes in 2025.

Of those, 40% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Larimer County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 6,096 moved in. Among the ten receiving the most, 6,429 moved out.

Net across those counties: −333 households. Beside it, homes for sale in this ZIP: 187 in June 2026.

Most arrivals came from Weld, CO (2,021 households); most departures went to Weld, CO (2,730).

County assessor records list 6,760 properties with a market value here. Their average assessed market value is $664,150; the typical home value is $685,844.

The assessor average sits −3.2% from the market figure — an average against a typical value, so treat it as a check, not a verdict.

Of 6,965 homes with a recorded purchase date, 28% have had the same owner for 20 years or more, and 25% changed hands in the last five.

62% are owned from a different mailing address, 26% from out of state.

This ZIP sits in Larimer County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 6,096 moved in. Among the ten receiving the most, 6,429 moved out.

Net across those counties: −333 households. Beside it, homes for sale in this ZIP: 106 in June 2026.

Most arrivals came from Weld, CO (2,021 households); most departures went to Weld, CO (2,730).

County assessor records list 3,863 properties with a market value here. Their average assessed market value is $674,900; the typical home value is $669,512.

The assessor average sits +0.8% from the market figure — an average against a typical value, so treat it as a check, not a verdict.

Of 4,398 homes with a recorded purchase date, 1% have had the same owner for 20 years or more, and 52% changed hands in the last five.

20% are owned from a different mailing address, 5% from out of state.