San Antonio 78226

San Antonio-New Braunfels, TX · Bexar County, TX · 1,726 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

56affordability /100

Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
26.8%
affordable
Days on market
44
daily
Price cuts
0.0%
of active
Valuation
-11.3%
vs assessor
Look up an address
56
/100
Mixed
cooling · balanced · prices easing year-over-year.
Price trend
18
Affordability
85
Valuation
70
Economic health
56

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

42/ 100SellerBalancedBuyer
Balanced Market
DOM: 123d (rising) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)25
Valuation Gap (25%)10
Supply & Demand (20%)100
Buy vs Rent (15%)25
Days on Market (5%)100

Balanced market in 78226. List price is roughly fair — focus on condition and value. Payment burden: 26.9% of median income. Median days on market: 123. Renting is approximately 12% cheaper than buying (price-to-rent ratio: 13.4).

Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.
COOLINGBALANCED

Market is cooling with expanding inventory. Conditions are balanced between buyers and sellers. Prices down 4.0% YoY.

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Market snapshoteach number, once

Median price
$143,117
▾ 4.0% YoY
Days on market
44
daily · zip_data
Median rent
$887
ZORI
Investor score
67/100
cash-flow lens
Active listings
5
90-day

Valuation3 lenses, different anchors

vs assessor
-11.3%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$126,930
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+56.1%
County-wide market — the widest, slowest signal.
Bexar+56.1%
Bexar+56.1%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$143
Price-to-income4.4×

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How 78226 ranks in TX
percentile vs all Texas ZIPs · n=1763
Market velocity76%
Supply tightness0%
Affordability28%
Investment yield74%
Appreciation15%

Affordability, supply & momentum

46SUPPLY
BalancedSupply Tightness

Supply and demand are roughly even — standard negotiation dynamics.

Months of Supply14.4 mo
Days on Market44d
Inv vs History-40.6%
Listing Density2.2/1k
Affordability — payment burden
Monthly payment (P&I)$723
Payment burden26.8%
Median income · ZIP$32,340
Mortgage rate6.49% · 30yr
Total monthly own$866
Monthly rent$887
Market dynamics
Price cut %0.0%
Momentumcooling
LeverageBALANCED
Months of supply14.4
Sales (90d)0
Investment analysis
Median rent$887
Price-to-rent13.4
Est. cap rate4.8%
Buy vs rentfavors buying

Livability

Walk score9
Transit score8
Bike score

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Bexar County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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