San Antonio 78228

San Antonio-New Braunfels, TX · Bexar County, TX · 18,003 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

66affordability /100

Buyer leverage is buyer advantage; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
20.8%
affordable
Days on market
92
daily
Price cuts
26.8%
of active
Valuation
+5.4%
vs assessor
Look up an address
66
/100
Stable
cooling · buyer advantage · prices easing year-over-year.
Price trend
35
Affordability
95
Valuation
70
Economic health
66

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

34/ 100SellerBalancedBuyer
Seller's Market
DOM: 72d (falling) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)0
Valuation Gap (25%)10
Supply & Demand (20%)100
Buy vs Rent (15%)0
Cancellation Rate (10%)75
Days on Market (5%)75

Seller-favored market in 78228. Expect to pay at or near list price. Payment burden: 20.8% of median income. Median days on market: 72.

Buyer Caution

Seller's market. Be prepared to pay near list price.

Competitive market similar to 2021-2022 — limited inventory driving prices above fundamentals.
COOLINGBUYER ADVANTAGE

Market is cooling with expanding inventory. Buyers have strong negotiating leverage. Prices down 1.6% YoY.

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Market snapshoteach number, once

Median price
$174,676
▾ 1.6% YoY
Days on market
92
daily · zip_data
Median rent
$1,327
ZORI
Investor score
78/100
cash-flow lens
Active listings
114
90-day

Valuation3 lenses, different anchors

vs assessor
+5.4%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$184,150
county CAMA · properties_v
vs income
—
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+56.1%
County-wide market — the widest, slowest signal.
Bexar+56.1%
Bexar+56.1%
Lotvox comps · mv_valuation_gap
Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$136
Price-to-income3.4×

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How 78228 ranks in TX
percentile vs all Texas ZIPs · n=1763
Market velocity32%
Supply tightness56%
Affordability61%
Investment yield88%
Appreciation36%

Affordability, supply & momentum

27SUPPLY
BalancedSupply Tightness

Supply and demand are roughly even — standard negotiation dynamics.

Months of Supply19.8 mo
Days on Market92d
Inv vs History-13.3%
Listing Density5.8/1k
Affordability — payment burden
Monthly payment (P&I)$882
Payment burden20.8%
Median income · ZIP$50,865
Mortgage rate6.49% · 30yr
Total monthly own$1,057
Monthly rent$1,327
Market dynamics
Price cut %26.8%
Momentumcooling
LeverageBUYER ADVANTAGE
Months of supply19.8
Sales (90d)0
Investment analysis
Median rent$1,327
Price-to-rent11.0
Est. cap rate5.9%
Buy vs rentfavors buying

Livability

Walk score11
Transit score7
Bike score—

Historical trends

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Bexar County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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