San Antonio 78221

San Antonio-New Braunfels, TX · Bexar County, TX · 16,035 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

71affordability /100

Buyer leverage is buyer advantage; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
17.4%
affordable
Days on market
74
daily
Price cuts
26.2%
of active
Valuation
+7.9%
vs assessor
Look up an address
57
/100
Mixed
cooling · buyer advantage · prices easing year-over-year.
Price trend
7
Affordability
95
Valuation
70
Economic health
71

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

40/ 100SellerBalancedBuyer
Balanced Market
DOM: 80d (rising) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)0
Valuation Gap (25%)10
Supply & Demand (20%)100
Buy vs Rent (15%)25
Cancellation Rate (10%)100
Days on Market (5%)75

Balanced market in 78221. List price is roughly fair — focus on condition and value. Payment burden: 17.4% of median income. Median days on market: 80. Renting is approximately 5% cheaper than buying (price-to-rent ratio: 12.6).

Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.
COOLINGBUYER ADVANTAGE

Market is cooling with expanding inventory. Buyers have strong negotiating leverage. Prices down 3.5% YoY.

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Market snapshoteach number, once

Median price
$180,652
▾ 3.5% YoY
Days on market
74
daily · zip_data
Median rent
$1,199
ZORI
Investor score
72/100
cash-flow lens
Active listings
195
90-day

Valuation3 lenses, different anchors

vs assessor
+7.9%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$194,910
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+56.1%
County-wide market — the widest, slowest signal.
Bexar+56.1%
Bexar+56.1%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$133
Price-to-income2.9×

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How 78221 ranks in TX
percentile vs all Texas ZIPs · n=1763
Market velocity47%
Supply tightness48%
Affordability81%
Investment yield80%
Appreciation18%

Affordability, supply & momentum

21SUPPLY
OversuppliedSupply Tightness

Ample inventory — buyers have time and leverage to negotiate.

Months of Supply16.2 mo
Days on Market74d
Inv vs History+1.1%
Listing Density15.0/1k
Affordability — payment burden
Monthly payment (P&I)$913
Payment burden17.4%
Median income · ZIP$63,114
Mortgage rate6.49% · 30yr
Total monthly own$1,093
Monthly rent$1,199
Market dynamics
Price cut %26.2%
Momentumcooling
LeverageBUYER ADVANTAGE
Months of supply16.2
Sales (90d)0
Investment analysis
Median rent$1,199
Price-to-rent12.6
Est. cap rate5.2%
Buy vs rentfavors buying

Livability

Walk score5
Transit score6
Bike score

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Bexar County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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Nearby ZIP codes