San Antonio 78205

San Antonio-New Braunfels, TX · Bexar County, TX · 939 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

0affordability /100

Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
104.7%
severe
Days on market
185
daily
Price cuts
11.4%
of active
Valuation
+32.6%
vs assessor
Look up an address
31
/100
Weak
stable · balanced · prices easing year-over-year.
Price trend
50
Affordability
10
Valuation
35

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

71/ 100SellerBalancedBuyer
Negotiate Hard
Needs 71.3% correction for affordability
DOM: 158d (stable) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)100
Valuation Gap (25%)10
Supply & Demand (20%)100
Buy vs Rent (15%)75
Days on Market (5%)100

Moderate buyer leverage in 78205. Room to negotiate 5-10% below list. Payment burden: 104.8% of median income. A 67% price correction needed to reach 30% affordability threshold. Median days on market: 158. Renting is approximately 101% cheaper than buying (price-to-rent ratio: 24.1).

What to Offer

Offer 5-10% below list. You have room to negotiate.

Conditions resemble 2019 pre-pandemic levels — moderate overvaluation with slowing demand. Negotiation room exists.
STABLEBALANCED

Market is holding steady with balanced conditions. Conditions are balanced between buyers and sellers.

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Market snapshoteach number, once

Median price
$597,940
▾ 0.5% YoY
Days on market
185
daily · zip_data
Median rent
$2,065
ZORI
Investor score
38/100
cash-flow lens
Active listings
10
90-day

Valuation3 lenses, different anchors

vs assessor
+32.6%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$792,770
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+56.1%
County-wide market — the widest, slowest signal.
Bexar+56.1%
Bexar+56.1%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$407
Price-to-income17.3×

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How 78205 ranks in TX
percentile vs all Texas ZIPs · n=1763
Market velocity8%
Supply tightness0%
Affordability0%
Investment yield22%
Appreciation51%

Affordability, supply & momentum

32SUPPLY
BalancedSupply Tightness

Supply and demand are roughly even — standard negotiation dynamics.

Months of Supply26.4 mo
Days on Market185d
Inv vs History-47.2%
Listing Density8.1/1k
Affordability — payment burden
Monthly payment (P&I)$3,020
Payment burden104.7%
Median income · ZIP$34,631
Mortgage rate6.49% · 30yr
Total monthly own$3,618
Monthly rent$2,065
Market dynamics
Price cut %11.4%
Momentumstable
LeverageBALANCED
Months of supply26.4
Sales (90d)0
Investment analysis
Median rent$2,065
Price-to-rent24.1
Est. cap rate2.7%
Buy vs rentfavors renting

Livability

Walk score55
Transit score6
Bike score

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Bexar County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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Nearby ZIP codes