78235

Bexar County, TX · 104 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

50affordability /100

Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
30.3%
stretched
Days on market
395
daily
Price cuts
0.0%
of active
Valuation
-38.6%
vs assessor
Look up an address
59
/100
Mixed
stable · balanced · prices rising year-over-year.
Price trend
70
Affordability
65
Valuation
35
Economic health
50

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

54/ 100SellerBalancedBuyer
Balanced Market
DOM: 395d (stable) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)50
Valuation Gap (25%)10
Supply & Demand (20%)85
Buy vs Rent (15%)75
Days on Market (5%)100

Balanced market in 78235. List price is roughly fair — focus on condition and value. Payment burden: 30.4% of median income. Median days on market: 395. Renting is approximately 95% cheaper than buying (price-to-rent ratio: 23.4).

Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.
STABLEBALANCED

Market is holding steady with balanced conditions. Conditions are balanced between buyers and sellers.

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Market snapshoteach number, once

Median price
$325,000
▴ 0.0% YoY
Days on market
395
daily · zip_data
Median rent
$1,155
ZORI
Investor score
40/100
cash-flow lens
Active listings
1
90-day

Valuation3 lenses, different anchors

vs assessor
-38.6%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$199,700
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+56.1%
County-wide market — the widest, slowest signal.
Bexar+56.1%
Bexar+56.1%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$194
Price-to-income5.0×

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How 78235 ranks in TX
percentile vs all Texas ZIPs · n=1763
Market velocity1%
Supply tightness0%
Affordability18%
Investment yield24%
Appreciation

Affordability, supply & momentum

35SUPPLY
BalancedSupply Tightness

Supply and demand are roughly even — standard negotiation dynamics.

Months of Supply12.0 mo
Days on Market395d
Inv vs History-57.1%
Listing Density0.8/1k
Affordability — payment burden
Monthly payment (P&I)$1,642
Payment burden30.3%
Median income · ZIP$64,919
Mortgage rate6.49% · 30yr
Total monthly own$1,967
Monthly rent$1,155
Market dynamics
Price cut %0.0%
Momentumstable
LeverageBALANCED
Months of supply12
Sales (90d)0
Investment analysis
Median rent$1,155
Price-to-rent23.4
Est. cap rate2.8%
Buy vs rentfavors renting

Livability

Walk score6
Transit score1
Bike score

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Bexar County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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