Middle Island 11953

Suffolk County, NY · 5,802 properties · updated 7/26/2026

Should you buy here?buyer-timing lens

45affordability /100

Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
34.4%
stretched
Days on market
37
daily
Price cuts
8.1%
of active
Valuation
-17%
vs assessor
Look up an address
61
/100
stable
warming · balanced · prices rising year-over-year.

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

71/ 100SellerBalancedBuyer
Negotiate Hard
Needs 12.8% correction for affordability
DOM: 52d (rising) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)50
Valuation Gap (25%)80
Supply & Demand (20%)70
Buy vs Rent (15%)75
Cancellation Rate (10%)100
Days on Market (5%)60

Moderate buyer leverage in 11953. Room to negotiate 5-10% below list. Payment burden: 33.6% of median income. Median days on market: 52. Renting is approximately 86% cheaper than buying (price-to-rent ratio: 22.3). Market appears 26% overpriced vs. assessed values.

What to Offer

Offer 5-10% below list. You have room to negotiate.

Conditions resemble 2019 pre-pandemic levels — moderate overvaluation with slowing demand. Negotiation room exists.
WARMINGBALANCED

Market is warming with rising prices. Conditions are balanced between buyers and sellers. Prices up 3.7% YoY.

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Market snapshoteach number, once

Median price
$511,202
▴ 3.7% YoY
Days on market
37
daily · zip_data
Median rent
$2,862
ZORI
Investor score
50/100
cash-flow lens
Active listings
32
90-day

Valuation3 lenses, different anchors

vs assessor
-17.0%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$424,528
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+61.2%
County-wide market — the widest, slowest signal.
Suffolk+61.2%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft
Price-to-income5.5×

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How 11953 ranks in NY
percentile vs all NY ZIPs
Comparative ranking not available for this ZIP.

Affordability, supply & momentum

53SUPPLY
Tight MarketSupply Tightness

Supply is below normal — sellers are favored but buyers still have options.

Months of Supply7.1 mo
Days on Market37d
Inv vs History-23.2%
Listing Density--
Market dynamics
Price cut %8.1%
Momentumwarming
LeverageBALANCED
Months of supply7.1
Sales (90d)0
Investment analysis
Median rent$2,862
Price-to-rent22.3
Est. cap rate2.9%
Buy vs rentfavors buying

Livability

Walk score2
Transit score6
Bike score

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Price bandsmix-shift

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Suffolk County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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