Bergenfield 07621

Bergen County, NJ · 7,285 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

48affordability /100

Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
31.6%
stretched
Days on market
83
daily
Price cuts
2.8%
of active
Valuation
-52.9%
vs assessor
Look up an address
62
/100
stable
warming · balanced · prices rising year-over-year.

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

66/ 100SellerBalancedBuyer
Negotiate Hard
Needs 5.1% correction for affordability
DOM: 108d (rising) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)50
Valuation Gap (25%)100
Supply & Demand (20%)100
Buy vs Rent (15%)25
Cancellation Rate (10%)0
Days on Market (5%)100

Moderate buyer leverage in 07621. Room to negotiate 5-10% below list. Payment burden: 31.6% of median income. Median days on market: 108. Renting is approximately 25% cheaper than buying (price-to-rent ratio: 15.0). Market appears 43% overpriced vs. assessed values.

What to Offer

Offer 5-10% below list. You have room to negotiate.

Conditions resemble 2019 pre-pandemic levels — moderate overvaluation with slowing demand. Negotiation room exists.
WARMINGBALANCED

Market is warming with rising prices. Conditions are balanced between buyers and sellers. Prices up 3.6% YoY.

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Market snapshoteach number, once

Median price
$647,121
▴ 3.6% YoY
Days on market
83
daily · zip_data
Median rent
$3,600
ZORI
Investor score
76/100
cash-flow lens
Active listings
46
90-day

Valuation3 lenses, different anchors

vs assessor
-52.9%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$304,800
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+61.3%
County-wide market — the widest, slowest signal.
Bergen+61.3%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft
Price-to-income5.2×

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How 07621 ranks in NJ
percentile vs all NJ ZIPs
Comparative ranking not available for this ZIP.

Affordability, supply & momentum

11SUPPLY
OversuppliedSupply Tightness

Ample inventory — buyers have time and leverage to negotiate.

Months of Supply14.3 mo
Days on Market83d
Inv vs History+10.3%
Listing Density--
Market dynamics
Price cut %2.8%
Momentumwarming
LeverageBALANCED
Months of supply14.3
Sales (90d)0
Investment analysis
Median rent$3,600
Price-to-rent15.0
Est. cap rate4.3%
Buy vs rentneutral

Livability

Walk score8
Transit score31
Bike score

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Bergen County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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