Cresskill 07626

Bergen County, NJ · 3,376 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

40affordability /100

Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
36.3%
severe
Days on market
63
daily
Price cuts
9.2%
of active
Valuation
-34.5%
vs assessor
Look up an address
51
/100
mixed
warming · balanced · prices rising year-over-year.

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

66/ 100SellerBalancedBuyer
Negotiate Hard
Needs 17.4% correction for affordability
DOM: 96d (stable) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)75
Valuation Gap (25%)80
Supply & Demand (20%)100
Buy vs Rent (15%)0
Cancellation Rate (10%)25
Days on Market (5%)100

Moderate buyer leverage in 07626. Room to negotiate 5-10% below list. Payment burden: 36.3% of median income. Median days on market: 96. Market appears 16% overpriced vs. assessed values.

What to Offer

Offer 5-10% below list. You have room to negotiate.

Conditions resemble 2019 pre-pandemic levels — moderate overvaluation with slowing demand. Negotiation room exists.
WARMINGBALANCED

Market is warming with rising prices. Conditions are balanced between buyers and sellers. Prices up 3.7% YoY.

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Market snapshoteach number, once

Median price
$1,036,560
▴ 3.7% YoY
Days on market
63
daily · zip_data
Median rent
$7,458
ZORI
Investor score
89/100
cash-flow lens
Active listings
46
90-day

Valuation3 lenses, different anchors

vs assessor
-34.5%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$678,800
county CAMA · properties_v
vs income
—
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+61.3%
County-wide market — the widest, slowest signal.
Bergen+61.3%
Lotvox comps · mv_valuation_gap
Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft—
Price-to-income6.0×

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How 07626 ranks in NJ
percentile vs all NJ ZIPs
Comparative ranking not available for this ZIP.

Affordability, supply & momentum

12SUPPLY
OversuppliedSupply Tightness

Ample inventory — buyers have time and leverage to negotiate.

Months of Supply14.3 mo
Days on Market63d
Inv vs History+29.4%
Listing Density--
Market dynamics
Price cut %9.2%
Momentumwarming
LeverageBALANCED
Months of supply14.3
Sales (90d)0
Investment analysis
Median rent$7,458
Price-to-rent11.6
Est. cap rate5.6%
Buy vs rentfavors buying

Livability

Walk score—
Transit score16
Bike score—

Historical trends

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Bergen County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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Nearby ZIP codes

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$1,540,902
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07624
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Bergenfield
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07648
Norwood
$912,153
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07641
Haworth
$1,231,427
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07631
Englewood
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New York Metro·Overpriced ZIPs·Investor ZIPs·View on Map·Bergen County