Englewood 07631

Bergen County, NJ · 7,640 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

38affordability /100

Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
37.5%
severe
Days on market
89
daily
Price cuts
10.6%
of active
Valuation
-50.3%
vs assessor
Look up an address
41
/100
mixed
stable · balanced · prices rising year-over-year.

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

56/ 100SellerBalancedBuyer
Balanced Market
Needs 20% correction for affordability
DOM: 92d (stable) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)75
Valuation Gap (25%)10
Supply & Demand (20%)100
Buy vs Rent (15%)50
Cancellation Rate (10%)25
Days on Market (5%)100

Balanced market in 07631. List price is roughly fair — focus on condition and value. Payment burden: 37.5% of median income. A 7% price correction needed to reach 30% affordability threshold. Median days on market: 92. Renting is approximately 36% cheaper than buying (price-to-rent ratio: 16.3).

Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.
STABLEBALANCED

Market is holding steady with balanced conditions. Conditions are balanced between buyers and sellers.

Address lookup$99 report path

Look Up an Address in 07631

Just type the street — we'll auto-scope the search to ZIP 07631.

Actions
Export, share, or compare this ZIP
Compare
Get alerts when this market changes

Market snapshoteach number, once

Median price
$627,050
▴ 0.6% YoY
Days on market
89
daily · zip_data
Median rent
$3,204
ZORI
Investor score
65/100
cash-flow lens
Active listings
101
90-day

Valuation3 lenses, different anchors

vs assessor
-50.3%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$311,900
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+61.3%
County-wide market — the widest, slowest signal.
Bergen+61.3%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft
Price-to-income6.2×

Unlock Vacancy Data

Available with Lotvox Pro — $29/mo.

Start free trial
How 07631 ranks in NJ
percentile vs all NJ ZIPs
Comparative ranking not available for this ZIP.

Affordability, supply & momentum

6SUPPLY
OversuppliedSupply Tightness

Ample inventory — buyers have time and leverage to negotiate.

Months of Supply19.6 mo
Days on Market89d
Inv vs History+26.6%
Listing Density--
Market dynamics
Price cut %10.6%
Momentumstable
LeverageBALANCED
Months of supply19.6
Sales (90d)0
Investment analysis
Median rent$3,204
Price-to-rent16.3
Est. cap rate4.0%
Buy vs rentneutral

Livability

Walk score23
Transit score28
Bike score

Unlock Historical Trends

Available with Lotvox Pro — $29/mo.

Start free trial

Bergen County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

Unlock County Economic Data

Available with Lotvox Pro — $29/mo.

Start free trial

Nearby ZIP codes