Waterbury 06706

New Haven County, CT · 4,150 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

46affordability /100

Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
33%
stretched
Days on market
50
daily
Price cuts
0.0%
of active
Valuation
-36.8%
vs assessor
Look up an address
58
/100
mixed
warming · balanced · prices rising year-over-year.

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

54/ 100SellerBalancedBuyer
Balanced Market
Needs 9.1% correction for affordability
DOM: 31d (falling) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)50
Valuation Gap (25%)60
Supply & Demand (20%)85
Buy vs Rent (15%)50
Cancellation Rate (10%)0
Days on Market (5%)40

Balanced market in 06706. List price is roughly fair — focus on condition and value. Payment burden: 33.1% of median income. Median days on market: 31. Renting is approximately 42% cheaper than buying (price-to-rent ratio: 17.0).

Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.
WARMINGBALANCED

Market is warming with rising prices. Conditions are balanced between buyers and sellers. Prices up 4.1% YoY.

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Market snapshoteach number, once

Median price
$282,165
▴ 4.1% YoY
Days on market
50
daily · zip_data
Median rent
$1,386
ZORI
Investor score
69/100
cash-flow lens
Active listings
15
90-day

Valuation3 lenses, different anchors

vs assessor
-36.8%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$178,200
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
County-wide market — the widest, slowest signal.
New Haven
Lotvox comps · mv_valuation_gap

Read together: Anchors disagree because they measure different things — read each on its own terms.
Pricing detail
Price / sqft$114
Price-to-income5.5×

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How 06706 ranks in CT
percentile vs all CT ZIPs
Comparative ranking not available for this ZIP.

Affordability, supply & momentum

39SUPPLY
BalancedSupply Tightness

Supply and demand are roughly even — standard negotiation dynamics.

Months of Supply9.6 mo
Days on Market50d
Inv vs History-34.4%
Listing Density--
Market dynamics
Price cut %0.0%
Momentumwarming
LeverageBALANCED
Months of supply9.6
Sales (90d)0
Investment analysis
Median rent$1,386
Price-to-rent17.0
Est. cap rate3.8%
Buy vs rentneutral

Livability

Walk score9
Transit score9
Bike score

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New Haven County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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