Hamden 06514

New Haven County, CT · 14,017 properties with county records

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Hamden 06514 is in New Haven, CT, part of the New Haven Metro. The ZIP-wide typical value in Hamden 06514 is $340,819 (Zillow Home Value Index, September 2026), up 5.2% from a year earlier. Homes that sold went under contract in a median 64 days, and 21% of listings took a price cut (Redfin Data Center, period ending Sep 30, 2026). On Lotvox's market-leverage reading of that data, with 3.9 months of supply, neither buyers nor sellers hold a clear edge. The Lotvox Turnover Index is not published for 06514 yet: it appears only where a held-out test on the county's recorded sales beats chance. Across New Haven's 40 ZIPs with a Zillow value, the middle one is $400,190, so 06514 sits 15% below the county middle. Typical rent is $2,276 a month (Zillow Observed Rent Index, September 2026). Lotvox holds county assessor records for 14,017 properties in 06514.

Headline value data through September 2026. Each source below carries its own date.

Is 06514 a buyer's or seller's market?

By Lotvox's leverage reading of Redfin data through Sep 30, 2026, 06514 is a balanced market. Homes went under contract in a median 64 days with 3.9 months of supply.

What do homes in 06514 sell for?

The ZIP-wide typical value in 06514 is $340,819 (Zillow Home Value Index, September 2026), up 5.2% in a year. County records put the median at about $170 per square foot (computed Apr 21, 2026).

Who is likely to sell in 06514?

Lotvox only publishes its Turnover Index where a held-out test on recorded sales beats chance, and 06514 has not passed that test yet. When it does, the score appears here.

How does 06514 compare to New Haven?

06514's ZIP-wide typical value of $340,819 compares with a middle value of $400,190 across New Haven's 40 ZIPs. Both are Zillow Home Value Index figures for September 2026.

Where does this 06514 data come from?

Values and rents come from Zillow's research data, sales pace from the Redfin Data Center, and property counts and turnover from county assessor and deed records. Each number on this page carries its own date, and the method is published at lotvox.com/methodology.

Sources: Zillow Home Value Index (ZHVI) (as of Sep 30, 2026) · Redfin Data Center (as of Sep 30, 2026) · Zillow Observed Rent Index (ZORI) (as of Sep 30, 2026) · county assessor records (counted Oct 28, 2026) · How Lotvox works
Cite as: Lotvox ZIP market record, 06514 Hamden, CT, data through September 2026, https://lotvox.com/new-haven/zip/06514

Listings Flow Ladder — 06514

Faucet, basin and drain — new listings in, active inventory, closed sales out.as of Sep 30, 2026

the basin is fillingnet 2 listings/mo
balanced 4–6 mo3.9 mo
Faucet — new listings
24/mo
66% of normal (37) · trickle
Basin — active listings
86
56% of normal (154) · low
Months of supply
3.9 mo
derived — not published at this grain
Drain — closed sales
22/mo
62% of normal (35)
Net — faucet minus drain
+2/mo
filling
Reading
current
as of 2026-09-30
Compare against:
2015-01-01 to 2019-12-31 · 5 same-month points

How plugged is the drain? Two definitions, both ours, deliberately not reconciled.

  • 0%Absorption vs its own normal— 1 - (closed sales / active listings) / same-month median of that ratio
  • 38%Closed sales vs its own normal— 1 - closed sales per month / same-month median closed sales per month

Closed sales over 24 months — two different numbers, deliberately not merged.

  • 7/mofall in the monthly rate (25%)— peak 29/mo (2026-07-31) to 22/mo now
  • 140transactions that did not happen— summed monthly shortfall vs the same-month normal, over 24 months below it (vs 2015-19 (COVID excluded))
  • rate_drop_from_peak is a change in the monthly rate; cumulative_shortfall_vs_normal counts transactions not transacted. They are different quantities and are not interchangeable.
2026-09-30

Redfin market data (county + ZIP), via Lotvox. As of 2026-09-30. Normal = same-month median of monthly rates, minimum 3 same-month points. Source window 3 months (flows shown per month). months_of_supply is not published at this grain (0 non-null rows measured); derived here as active listings / closed sales per month. A fresher supply-only read (36 new, 67 active, 2026-09-01, Realtor.com inventory (county + ZIP), via Lotvox) is available but is NOT used in the net — that source publishes no closed sales, so subtracting across it would mix two vintages.

Should you buy here?

buyer-timing lens
59affordability /100

Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
26.4%
affordable
Days on market
64
daily
Price cuts
20.8%
of active
Valuation
-12.7%
vs assessor

Days on market and price cuts: Redfin Data Center, rolling 90 days.

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Rent vs own
Not available for this ZIP — no rent or ownership-cost estimate published here.
Rent to price
Not available for this ZIP — no price-to-rent ratio published here.
73
/100
stable
hot · balanced · prices rising year-over-year.

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / seller

buyer-timing lens
27/ 100SellerBalancedBuyer
Seller's Market
DOM: 62d (stable) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)0
Valuation Gap (25%)10
Supply & Demand (20%)85
Buy vs Rent (15%)25
Cancellation Rate (10%)0
Days on Market (5%)75

Seller-favored market in 06514. Expect to pay at or near list price. Payment burden: 24.9% of median income. Median days on market: 62. Renting is approximately 19% cheaper than buying (price-to-rent ratio: 14.3).

Buyer Caution

Seller's market. Be prepared to pay near list price.

Competitive market similar to 2021-2022 — limited inventory driving prices above fundamentals.
HOTBALANCED

Market is running hot with fast-moving inventory. Conditions are balanced between buyers and sellers. Prices up 5.2% YoY.

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Market snapshot

each number, once
Median price
$340,819
▴ 5.2% YoY
Days on market
64
Redfin
Median rent
$2,276
ZORI
Investor score
83/100
cash-flow lens
Active listings
86
90-day

Median price: Zillow Home Value Index (ZHVI). Median rent: Zillow Observed Rent Index (ZORI). Days on market and active listings: Redfin Data Center, rolling 90 days.

Valuation

3 lenses, different anchors
vs assessor
-12.7%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$297,600
county CAMA · properties_v
vs income
—
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
—
County-wide market — the widest, slowest signal.
New Haven—
Lotvox comps · mv_valuation_gap

Read together: Anchors disagree because they measure different things — read each on its own terms.
Pricing detail
Price / sqft$170
Price-to-income4.1×

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How 06514 ranks in CT
percentile vs all CT ZIPs
Comparative ranking not available for this ZIP.

Affordability, supply & momentum

17SUPPLY
OversuppliedSupply Tightness

Ample inventory — buyers have time and leverage to negotiate.

Months of Supply8.5 mo
Days on Market64d
Inv vs History+49.1%
Listing Density--
Market dynamics
Price cut %20.8%
Momentumhot
LeverageBALANCED
Months of supply3.9
Sales (90d)66
Investment analysis
Median rent$2,276
Price-to-rent14.3
Est. cap rate4.5%
Buy vs rentfavors buying

Livability

Walk score6
Transit score4
Bike score—

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Housing pulse

4 charts, one facade
Payment Shock ≠ Price Crash
26.4%affordable
payment burden — est. P&I $1,873/mo on $340,819 vs median income $85,227
7.32% 30yr fixed (as of 2026-10-22) · 20% down, 30yr fixed
200820172026$0k$90k$180k$270k$360k$0$500$1,000$1,500$2,000
home value (left)est. monthly payment (right)
estimated monthly P&I at the CURRENT rate (7.32% as of 2026-10-22), held constant — 20% down, 30yr fixed
as of 2026-09-30 · Zillow ZHVI + FRED MORTGAGE30US (fred, as of 2026-10-22) + Census median household income
Real Home Values
$340,819in 2026-09 dollars (nominal $340,819)
2002201020172026$0k$150k$300k$450k$600k
real (2026-09 = 100 deflator)nominal
price basis: Zillow ZHVI
as of 2026-09-30 · Zillow ZHVI + CPI (national deflator)
Listings Flow Ladder
New listings
24.333
Active listings
86
Closed sales
22
Net flow
+2.333 · filling
months of supply 3.9 (balanced band 4–6)
20242025202620260102040
new listingsclosed sales
as of 2026-09-30 · Redfin market data (county + ZIP), via Lotvox
Migration vs Inventory

Not enough data for this geography — no IRS migration rows for the parent county.

Price bands

mix-shift

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New Haven County context

macro · jobs · debt · migration
ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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Nearby ZIP codes

ZIP-wide typical value: Zillow Home Value Index (ZHVI); change is the 12-month change.

Owner stock, age of householder

Tenure by age of householder (ACS B25007) is not published below county. Any ZIP figure here is DERIVED from the county's age-specific owner rates applied to this ZIP's own age structure — never read directly.

Derived — this ZIP
No ZIP figure — too few owner households to state a share
NOT DERIVED: no county tenure-by-age rates available for this ZIP's county.
Measured — its county
  • New Haven— in 2023
ACS B25007, published at county grain.