Oxford 06478

New Haven County, CT · 5,069 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

53affordability /100

Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
28.7%
stretched
Days on market
68
daily
Price cuts
8.8%
of active
Valuation
-24.8%
vs assessor
Look up an address
64
/100
stable
hot · balanced · prices rising year-over-year.

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

64/ 100SellerBalancedBuyer
Negotiate Hard
DOM: 57d (falling) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)25
Valuation Gap (25%)80
Supply & Demand (20%)85
Buy vs Rent (15%)100
Cancellation Rate (10%)25
Days on Market (5%)60

Moderate buyer leverage in 06478. Room to negotiate 5-10% below list. Payment burden: 28.7% of median income. Median days on market: 57. Renting is approximately 235% cheaper than buying (price-to-rent ratio: 40.2). Market appears 19% overpriced vs. assessed values.

What to Offer

Offer 5-10% below list. You have room to negotiate.

Conditions resemble 2019 pre-pandemic levels — moderate overvaluation with slowing demand. Negotiation room exists.
HOTBALANCED

Market is running hot with fast-moving inventory. Conditions are balanced between buyers and sellers. Prices up 7.7% YoY.

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Market snapshoteach number, once

Median price
$593,741
▴ 7.7% YoY
Days on market
68
daily · zip_data
Median rent
$1,230
ZORI
Investor score
43/100
cash-flow lens
Active listings
38
90-day

Valuation3 lenses, different anchors

vs assessor
-24.8%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$446,300
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
County-wide market — the widest, slowest signal.
New Haven
Lotvox comps · mv_valuation_gap

Read together: Anchors disagree because they measure different things — read each on its own terms.
Pricing detail
Price / sqft$192
Price-to-income4.7×

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How 06478 ranks in CT
percentile vs all CT ZIPs
Comparative ranking not available for this ZIP.

Affordability, supply & momentum

12SUPPLY
OversuppliedSupply Tightness

Ample inventory — buyers have time and leverage to negotiate.

Months of Supply12.0 mo
Days on Market68d
Inv vs History+21.2%
Listing Density--
Market dynamics
Price cut %8.8%
Momentumhot
LeverageBALANCED
Months of supply12
Sales (90d)0
Investment analysis
Median rent$1,230
Price-to-rent40.2
Est. cap rate1.6%
Buy vs rentfavors renting

Livability

Walk score2
Transit score2
Bike score

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New Haven County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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