Derby 06418

New Haven County, CT · 3,541 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

54affordability /100

Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
27.7%
affordable
Days on market
55
daily
Price cuts
0.0%
of active
Valuation
-38.5%
vs assessor
Look up an address
73
/100
stable
warming · balanced · prices rising year-over-year.

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

50/ 100SellerBalancedBuyer
Balanced Market
DOM: 48d (stable) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)25
Valuation Gap (25%)80
Supply & Demand (20%)85
Buy vs Rent (15%)25
Cancellation Rate (10%)0
Days on Market (5%)60

Balanced market in 06418. List price is roughly fair — focus on condition and value. Payment burden: 27.7% of median income. Median days on market: 48. Renting is approximately 12% cheaper than buying (price-to-rent ratio: 13.5). Market appears 22% overpriced vs. assessed values.

Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.
WARMINGBALANCED

Market is warming with rising prices. Conditions are balanced between buyers and sellers. Prices up 3.5% YoY.

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Market snapshoteach number, once

Median price
$345,835
▴ 3.5% YoY
Days on market
55
daily · zip_data
Median rent
$2,139
ZORI
Investor score
83/100
cash-flow lens
Active listings
28
90-day

Valuation3 lenses, different anchors

vs assessor
-38.5%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$212,600
county CAMA · properties_v
vs income
—
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
—
County-wide market — the widest, slowest signal.
New Haven—
Lotvox comps · mv_valuation_gap
Read together: Anchors disagree because they measure different things — read each on its own terms.
Pricing detail
Price / sqft$138
Price-to-income4.6×

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How 06418 ranks in CT
percentile vs all CT ZIPs
Comparative ranking not available for this ZIP.

Affordability, supply & momentum

19SUPPLY
OversuppliedSupply Tightness

Ample inventory — buyers have time and leverage to negotiate.

Months of Supply11.5 mo
Days on Market55d
Inv vs History+17.6%
Listing Density--
Market dynamics
Price cut %0.0%
Momentumwarming
LeverageBALANCED
Months of supply11.5
Sales (90d)0
Investment analysis
Median rent$2,139
Price-to-rent13.5
Est. cap rate4.8%
Buy vs rentfavors buying

Livability

Walk score11
Transit score1
Bike score—

Historical trends

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New Haven County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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