Minneapolis 55401

Hennepin County, MN · 6,239 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

73affordability /100

Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
16.5%
affordable
Days on market
52
daily
Price cuts
8.4%
of active
Valuation
+62.3%
vs assessor
Look up an address
62
/100
Stable
cooling · balanced · prices easing year-over-year.
Price trend
50
Affordability
95
Valuation
20
Economic health
73

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

38/ 100SellerBalancedBuyer
Seller's Market
DOM: 83d (rising) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)0
Valuation Gap (25%)10
Supply & Demand (20%)100
Buy vs Rent (15%)25
Cancellation Rate (10%)75
Days on Market (5%)75

Seller-favored market in 55401. Expect to pay at or near list price. Payment burden: 16.5% of median income. Median days on market: 83. Renting is approximately 11% cheaper than buying (price-to-rent ratio: 13.3).

Buyer Caution

Seller's market. Be prepared to pay near list price.

Competitive market similar to 2021-2022 — limited inventory driving prices above fundamentals.
COOLINGBALANCED

Market is cooling with expanding inventory. Conditions are balanced between buyers and sellers. Prices down 2.4% YoY.

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Market snapshoteach number, once

Median price
$315,156
▾ 2.4% YoY
Days on market
52
daily · zip_data
Median rent
$1,974
ZORI
Investor score
72/100
cash-flow lens
Active listings
105
90-day

Valuation3 lenses, different anchors

vs assessor
+62.3%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$511,500
county CAMA · properties_v
vs income
—
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+47.4%
County-wide market — the widest, slowest signal.
Hennepin+47.4%
Lotvox comps · mv_valuation_gap
Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft—
Price-to-income2.7×

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How 55401 ranks in MN
percentile vs all Minnesota ZIPs · n=772
Market velocity34%
Supply tightness26%
Affordability88%
Investment yield96%
Appreciation1%

Affordability, supply & momentum

16SUPPLY
OversuppliedSupply Tightness

Ample inventory — buyers have time and leverage to negotiate.

Months of Supply19.5 mo
Days on Market52d
Inv vs History+27.5%
Listing Density--
Affordability — payment burden
Monthly payment (P&I)$1,592
Payment burden16.5%
Median income · ZIP$115,651
Mortgage rate6.49% · 30yr
Total monthly own$1,907
Monthly rent$1,974
Market dynamics
Price cut %8.4%
Momentumcooling
LeverageBALANCED
Months of supply19.5
Sales (90d)0
Investment analysis
Median rent$1,974
Price-to-rent13.3
Est. cap rate4.9%
Buy vs rentfavors buying

Livability

Walk score77
Transit score10
Bike score—

Historical trends

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Hennepin County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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