Minnetonka 55345

Hennepin County, MN · 8,313 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

62affordability /100

Buyer leverage is seller advantage; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
23.1%
affordable
Days on market
13
daily
Price cuts
16.4%
of active
Valuation
-11.1%
vs assessor
Look up an address
81
/100
Strong Market
warming · seller advantage · prices rising year-over-year.
Price trend
82
Affordability
95
Valuation
70
Economic health
62

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

45/ 100SellerBalancedBuyer
Balanced Market
DOM: 57d (rising) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)0
Valuation Gap (25%)40
Supply & Demand (20%)85
Buy vs Rent (15%)100
Cancellation Rate (10%)0
Days on Market (5%)60

Balanced market in 55345. List price is roughly fair — focus on condition and value. Payment burden: 23.1% of median income. Median days on market: 57. Renting is approximately 129% cheaper than buying (price-to-rent ratio: 27.5).

Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.
WARMINGSELLER ADVANTAGE

Market is warming with rising prices. Sellers are firmly in control. Prices up 3.1% YoY.

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Market snapshoteach number, once

Median price
$545,718
▴ 3.1% YoY
Days on market
13
daily · zip_data
Median rent
$1,654
ZORI
Investor score
40/100
cash-flow lens
Active listings
45
90-day

Valuation3 lenses, different anchors

vs assessor
-11.1%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$485,400
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+47.4%
County-wide market — the widest, slowest signal.
Hennepin+47.4%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$227
Price-to-income3.8×

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How 55345 ranks in MN
percentile vs all Minnesota ZIPs · n=772
Market velocity94%
Supply tightness54%
Affordability45%
Investment yield40%
Appreciation33%

Affordability, supply & momentum

51SUPPLY
Tight MarketSupply Tightness

Supply is below normal — sellers are favored but buyers still have options.

Months of Supply8.7 mo
Days on Market13d
Inv vs History+1.1%
Listing Density--
Affordability — payment burden
Monthly payment (P&I)$2,757
Payment burden23.1%
Median income · ZIP$143,287
Mortgage rate6.49% · 30yr
Total monthly own$3,302
Monthly rent$1,654
Market dynamics
Price cut %16.4%
Momentumwarming
LeverageSELLER ADVANTAGE
Months of supply8.7
Sales (90d)0
Investment analysis
Median rent$1,654
Price-to-rent27.5
Est. cap rate2.4%
Buy vs rentfavors renting

Livability

Walk score7
Transit score1
Bike score

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Hennepin County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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