Minnetonka 55305

Hennepin County, MN · 6,979 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

56affordability /100

Buyer leverage is seller slight; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
26.8%
affordable
Days on market
26
daily
Price cuts
19.9%
of active
Valuation
+8.7%
vs assessor
Look up an address
77
/100
Stable
warming · seller slight · prices rising year-over-year.
Price trend
82
Affordability
85
Valuation
70
Economic health
56

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

43/ 100SellerBalancedBuyer
Balanced Market
DOM: 60d (rising) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)25
Valuation Gap (25%)10
Supply & Demand (20%)100
Buy vs Rent (15%)75
Cancellation Rate (10%)0
Days on Market (5%)60

Balanced market in 55305. List price is roughly fair — focus on condition and value. Payment burden: 26.8% of median income. Median days on market: 60. Renting is approximately 68% cheaper than buying (price-to-rent ratio: 20.2).

Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.
WARMINGSELLER SLIGHT

Market is warming with rising prices. Sellers hold a slight edge. Prices up 3.2% YoY.

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Market snapshoteach number, once

Median price
$470,077
▴ 3.2% YoY
Days on market
26
daily · zip_data
Median rent
$1,941
ZORI
Investor score
57/100
cash-flow lens
Active listings
60
90-day

Valuation3 lenses, different anchors

vs assessor
+8.7%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$511,150
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+47.4%
County-wide market — the widest, slowest signal.
Hennepin+47.4%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$223
Price-to-income4.4×

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How 55305 ranks in MN
percentile vs all Minnesota ZIPs · n=772
Market velocity71%
Supply tightness38%
Affordability19%
Investment yield71%
Appreciation35%

Affordability, supply & momentum

35SUPPLY
BalancedSupply Tightness

Supply and demand are roughly even — standard negotiation dynamics.

Months of Supply17.5 mo
Days on Market26d
Inv vs History+2.8%
Listing Density--
Affordability — payment burden
Monthly payment (P&I)$2,374
Payment burden26.8%
Median income · ZIP$106,480
Mortgage rate6.49% · 30yr
Total monthly own$2,845
Monthly rent$1,941
Market dynamics
Price cut %19.9%
Momentumwarming
LeverageSELLER SLIGHT
Months of supply17.5
Sales (90d)0
Investment analysis
Median rent$1,941
Price-to-rent20.2
Est. cap rate3.2%
Buy vs rentfavors renting

Livability

Walk score10
Transit score4
Bike score

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Hennepin County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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