North Palm Beach 33408

Palm Beach County, FL · 12,342 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

33affordability /100

Buyer leverage is seller slight; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
40.8%
severe
Days on market
120
daily
Price cuts
23.4%
of active
Valuation
-10.3%
vs assessor
Look up an address
41
/100
Mixed
cooling · seller slight · prices easing year-over-year.
Price trend
42
Affordability
25
Valuation
70
Economic health
33

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

64/ 100SellerBalancedBuyer
Negotiate Hard
Needs 26.5% correction for affordability
DOM: 88d (rising) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)90
Valuation Gap (25%)10
Supply & Demand (20%)100
Buy vs Rent (15%)50
Cancellation Rate (10%)75
Days on Market (5%)75

Moderate buyer leverage in 33408. Room to negotiate 5-10% below list. Payment burden: 40.8% of median income. A 14% price correction needed to reach 30% affordability threshold. Median days on market: 88. Renting is approximately 46% cheaper than buying (price-to-rent ratio: 17.5).

What to Offer

Offer 5-10% below list. You have room to negotiate.

Conditions resemble 2019 pre-pandemic levels — moderate overvaluation with slowing demand. Negotiation room exists.
COOLINGSELLER SLIGHT

Market is cooling with expanding inventory. Sellers hold a slight edge. Prices down 1.5% YoY.

Address lookup$99 report path

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Market snapshoteach number, once

Median price
$614,738
▾ 1.5% YoY
Days on market
120
daily · zip_data
Median rent
$2,924
ZORI
Investor score
55/100
cash-flow lens
Active listings
309
90-day

Valuation3 lenses, different anchors

vs assessor
-10.3%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$551,500
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+74.9%
County-wide market — the widest, slowest signal.
Palm Beach+74.9%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$437
Price-to-income6.7×

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How 33408 ranks in FL
percentile vs all Florida ZIPs · n=1098
Market velocity10%
Supply tightness0%
Affordability13%
Investment yield32%
Appreciation56%

Affordability, supply & momentum

12SUPPLY
OversuppliedSupply Tightness

Ample inventory — buyers have time and leverage to negotiate.

Months of Supply35.5 mo
Days on Market120d
Inv vs History-8.3%
Listing Density31.8/1k
Affordability — payment burden
Monthly payment (P&I)$3,105
Payment burden40.8%
Median income · ZIP$91,390
Mortgage rate6.49% · 30yr
Total monthly own$3,720
Monthly rent$2,924
Market dynamics
Price cut %23.4%
Momentumcooling
LeverageSELLER SLIGHT
Months of supply35.5
Sales (90d)0
Investment analysis
Median rent$2,924
Price-to-rent17.5
Est. cap rate3.7%
Buy vs rentneutral

Livability

Walk score5
Transit score
Bike score

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Palm Beach County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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