Miami Beach 33140

Miami-dade County, FL · 15,703 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

35affordability /100

Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
39.7%
severe
Days on market
175
daily
Price cuts
15.6%
of active
Valuation
-20.7%
vs assessor
Look up an address
37
/100
Weak
cooling · balanced · prices easing year-over-year.
Price trend
42
Affordability
25
Valuation
50
Economic health
35

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

48/ 100SellerBalancedBuyer
Balanced Market
Needs 24.4% correction for affordability
DOM: 132d (rising) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)75
Valuation Gap (25%)10
Supply & Demand (20%)40
Buy vs Rent (15%)25
Cancellation Rate (10%)100
Days on Market (5%)100

Balanced market in 33140. List price is roughly fair — focus on condition and value. Payment burden: 39.7% of median income. A 12% price correction needed to reach 30% affordability threshold. Median days on market: 132. Renting is approximately 19% cheaper than buying (price-to-rent ratio: 14.3).

Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.
COOLINGBALANCED

Market is cooling with expanding inventory. Conditions are balanced between buyers and sellers. Prices down 1.2% YoY.

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Market snapshoteach number, once

Median price
$680,434
▾ 1.2% YoY
Days on market
175
daily · zip_data
Median rent
$3,954
ZORI
Investor score
68/100
cash-flow lens
Active listings
412
90-day

Valuation3 lenses, different anchors

vs assessor
-20.7%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$539,490
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+84.7%
County-wide market — the widest, slowest signal.
Miami-Dade+84.7%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$511
Price-to-income6.5×

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How 33140 ranks in FL
percentile vs all Florida ZIPs · n=1098
Market velocity5%
Supply tightness73%
Affordability14%
Investment yield57%
Appreciation61%

Affordability, supply & momentum

38SUPPLY
BalancedSupply Tightness

Supply and demand are roughly even — standard negotiation dynamics.

Months of Supply5.2 mo
Days on Market175d
Inv vs History-19.0%
Listing Density48.0/1k
Affordability — payment burden
Monthly payment (P&I)$3,437
Payment burden39.7%
Median income · ZIP$103,898
Mortgage rate6.49% · 30yr
Total monthly own$4,117
Monthly rent$3,954
Market dynamics
Price cut %15.6%
Momentumcooling
LeverageBALANCED
Months of supply5.2
Sales (90d)0
Investment analysis
Median rent$3,954
Price-to-rent14.3
Est. cap rate4.5%
Buy vs rentfavors buying

Livability

Walk score20
Transit score12
Bike score

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Miami-dade County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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