Miami 33122

Miami-dade County, FL · 934 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

0affordability /100

Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
109.8%
severe
Days on market
264
daily
Price cuts
0.0%
of active
Valuation
-31.4%
vs assessor
Look up an address
21
/100
Weak
cooling · balanced · prices easing year-over-year.
Price trend
23
Affordability
10
Valuation
35

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

60/ 100SellerBalancedBuyer
Negotiate Hard
Needs 72.7% correction for affordability
DOM: 83d (falling) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)100
Valuation Gap (25%)10
Supply & Demand (20%)40
Buy vs Rent (15%)100
Days on Market (5%)75

Moderate buyer leverage in 33122. Room to negotiate 5-10% below list. Payment burden: 109.9% of median income. A 68% price correction needed to reach 30% affordability threshold. Median days on market: 83. Renting is approximately 290% cheaper than buying (price-to-rent ratio: 46.8).

What to Offer

Offer 5-10% below list. You have room to negotiate.

Conditions resemble 2019 pre-pandemic levels — moderate overvaluation with slowing demand. Negotiation room exists.
COOLINGBALANCED

Market is cooling with expanding inventory. Conditions are balanced between buyers and sellers. Prices down 3.4% YoY.

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Market snapshoteach number, once

Median price
$1,506,106
▾ 3.4% YoY
Days on market
264
daily · zip_data
Median rent
$2,682
ZORI
Investor score
20/100
cash-flow lens
Active listings
3
90-day

Valuation3 lenses, different anchors

vs assessor
-31.4%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$1,032,720
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+84.7%
County-wide market — the widest, slowest signal.
Miami-Dade+84.7%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$290
Price-to-income18.1×

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How 33122 ranks in FL
percentile vs all Florida ZIPs · n=1098
Market velocity2%
Supply tightness77%
Affordability0%
Investment yield1%
Appreciation26%

Affordability, supply & momentum

56SUPPLY
Tight MarketSupply Tightness

Supply is below normal — sellers are favored but buyers still have options.

Months of Supply5.2 mo
Days on Market264d
Inv vs History-34.1%
Listing Density3.7/1k
Affordability — payment burden
Monthly payment (P&I)$7,608
Payment burden109.8%
Median income · ZIP$83,152
Mortgage rate6.49% · 30yr
Total monthly own$9,114
Monthly rent$2,682
Market dynamics
Price cut %0.0%
Momentumcooling
LeverageBALANCED
Months of supply5.2
Sales (90d)0
Investment analysis
Median rent$2,682
Price-to-rent46.8
Est. cap rate1.4%
Buy vs rentfavors renting

Livability

Walk score4
Transit score
Bike score

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Miami-dade County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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