Killeen 76542

Killeen-Temple, TX · Bell County, TX · 20,592 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

65affordability /100

Buyer leverage is seller slight; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
21.4%
affordable
Days on market
88
daily
Price cuts
24.2%
of active
Valuation
-6.6%
vs assessor
Look up an address
68
/100
stable
stable · seller slight · prices easing year-over-year.

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

45/ 100SellerBalancedBuyer
Balanced Market
DOM: 99d (rising) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)0
Valuation Gap (25%)10
Supply & Demand (20%)100
Buy vs Rent (15%)50
Cancellation Rate (10%)100
Days on Market (5%)100

Balanced market in 76542. List price is roughly fair — focus on condition and value. Payment burden: 21.5% of median income. Median days on market: 99. Renting is approximately 28% cheaper than buying (price-to-rent ratio: 15.4).

Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.
STABLESELLER SLIGHT

Market is holding steady with balanced conditions. Sellers hold a slight edge.

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Market snapshoteach number, once

Median price
$257,731
▾ 0.2% YoY
Days on market
88
daily · zip_data
Median rent
$1,398
ZORI
Investor score
67/100
cash-flow lens
Active listings
300
90-day

Valuation3 lenses, different anchors

vs assessor
-6.6%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$240,700
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+39.8%
County-wide market — the widest, slowest signal.
Bell+39.8%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$144
Price-to-income3.5×

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How 76542 ranks in TX
percentile vs all TX ZIPs
Comparative ranking not available for this ZIP.

Affordability, supply & momentum

18SUPPLY
OversuppliedSupply Tightness

Ample inventory — buyers have time and leverage to negotiate.

Months of Supply21.7 mo
Days on Market88d
Inv vs History-3.8%
Listing Density15.8/1k
Market dynamics
Price cut %24.2%
Momentumstable
LeverageSELLER SLIGHT
Months of supply21.7
Sales (90d)0
Investment analysis
Median rent$1,398
Price-to-rent15.4
Est. cap rate4.2%
Buy vs rentneutral

Livability

Walk score3
Transit score
Bike score

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Bell County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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