Killeen 76541
Killeen-Temple, TX · Bell County, TX · 6,608 properties · updated 7/5/2026
Should you buy here?buyer-timing lens
66affordability /100
Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.
Payment burden
20.4%
affordable
Days on market
67
daily
Price cuts
19.2%
of active
68
/100
stable
stable · balanced · prices easing year-over-year.
Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.
Buyer / sellerbuyer-timing lens
Seller's Market
DOM: 61d (falling) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)0
Valuation Gap (25%)10
Supply & Demand (20%)100
Buy vs Rent (15%)0
Cancellation Rate (10%)0
Days on Market (5%)75
Seller-favored market in 76541. Expect to pay at or near list price. Payment burden: 20.4% of median income. Median days on market: 61.
Buyer Caution
Seller's market. Be prepared to pay near list price.
Competitive market similar to 2021-2022 — limited inventory driving prices above fundamentals.
STABLEBALANCED
Market is holding steady with balanced conditions. Conditions are balanced between buyers and sellers.
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Market snapshoteach number, once
Median price
$123,582
▾ 0.8% YoY
Days on market
67
daily · zip_data
Median rent
$893
ZORI
Investor score
78/100
cash-flow lens
Active listings
73
90-day
Valuation3 lenses, different anchors
vs assessor
—
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$0
county CAMA · properties_v
vs income
—
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+39.8%
County-wide market — the widest, slowest signal.
Bell+39.8%
Lotvox comps · mv_valuation_gap
Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$91
Price-to-income3.4×
How 76541 ranks in TX
percentile vs all TX ZIPs
Comparative ranking not available for this ZIP.
Affordability, supply & momentum
30SUPPLY
BalancedSupply Tightness
Supply and demand are roughly even — standard negotiation dynamics.
Months of Supply45.1 mo
Days on Market67d
Inv vs History-12.8%
Listing Density8.8/1k
Market dynamics
Price cut %19.2%
Momentumstable
LeverageBALANCED
Months of supply45.1
Sales (90d)0
Investment analysis
Median rent$893
Price-to-rent11.5
Est. cap rate5.6%
Buy vs rentfavors buying
Livability
Walk score13
Transit score—
Bike score—
Historical trends
Bell County contextmacro · jobs · debt · migration
ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.