Zionsville 46077

Boone County, IN · 143 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

57affordability /100

Buyer leverage is seller slight; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
26%
affordable
Days on market
20
daily
Price cuts
22.8%
of active
Valuation
-28%
vs assessor
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68
/100
stable
hot · seller slight · prices rising year-over-year.

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

57/ 100SellerBalancedBuyer
Balanced Market
DOM: 46d (stable) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)25
Valuation Gap (25%)80
Supply & Demand (20%)40
Buy vs Rent (15%)100
Cancellation Rate (10%)50
Days on Market (5%)60

Balanced market in 46077. List price is roughly fair — focus on condition and value. Payment burden: 26.1% of median income. Median days on market: 46. Renting is approximately 161% cheaper than buying (price-to-rent ratio: 31.3). Market appears 25% overpriced vs. assessed values.

Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.
HOTSELLER SLIGHT

Market is running hot with fast-moving inventory. Sellers hold a slight edge. Prices up 5.5% YoY.

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Market snapshoteach number, once

Median price
$691,114
▴ 5.5% YoY
Days on market
20
daily · zip_data
Median rent
$1,841
ZORI
Investor score
43/100
cash-flow lens
Active listings
60
90-day

Valuation3 lenses, different anchors

vs assessor
-28.0%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$497,800
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+77.7%
County-wide market — the widest, slowest signal.
Marion+77.7%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft
Price-to-income4.3×

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How 46077 ranks in IN
percentile vs all IN ZIPs
Comparative ranking not available for this ZIP.

Affordability, supply & momentum

68SUPPLY
Tight MarketSupply Tightness

Supply is below normal — sellers are favored but buyers still have options.

Months of Supply6.0 mo
Days on Market20d
Inv vs History-22.3%
Listing Density--
Market dynamics
Price cut %22.8%
Momentumhot
LeverageSELLER SLIGHT
Months of supply6
Sales (90d)0
Investment analysis
Median rent$1,841
Price-to-rent31.3
Est. cap rate2.1%
Buy vs rentfavors renting

Livability

Walk score2
Transit score1
Bike score

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Boone County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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