Houston 77020

Houston-The Woodlands-Sugar Land, TX · Harris County, TX · 12,626 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

67affordability /100

Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
20.2%
affordable
Days on market
79
daily
Price cuts
22.9%
of active
Valuation
+284.6%
vs assessor
Look up an address
45
/100
Mixed
cooling · balanced · prices easing year-over-year.
Price trend
2
Affordability
95
Valuation
20
Economic health
67

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

33/ 100SellerBalancedBuyer
Seller's Market
DOM: 58d (rising) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)0
Valuation Gap (25%)10
Supply & Demand (20%)100
Buy vs Rent (15%)0
Cancellation Rate (10%)75
Days on Market (5%)60

Seller-favored market in 77020. Expect to pay at or near list price. Payment burden: 20.3% of median income. Median days on market: 58.

Buyer Caution

Seller's market. Be prepared to pay near list price.

Competitive market similar to 2021-2022 — limited inventory driving prices above fundamentals.
COOLINGBALANCED

Market is cooling with expanding inventory. Conditions are balanced between buyers and sellers. Prices down 7.9% YoY.

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Market snapshoteach number, once

Median price
$165,235
▾ 7.9% YoY
Days on market
79
daily · zip_data
Median rent
$2,021
ZORI
Investor score
70/100
cash-flow lens
Active listings
124
90-day

Valuation3 lenses, different anchors

vs assessor
+284.6%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$635,500
county CAMA · properties_v
vs income
—
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+59.7%
County-wide market — the widest, slowest signal.
Harris+59.7%
Lotvox comps · mv_valuation_gap
Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$150
Price-to-income3.3×

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How 77020 ranks in TX
percentile vs all Texas ZIPs · n=1763
Market velocity42%
Supply tightness69%
Affordability66%
Investment yield99%
Appreciation2%

Affordability, supply & momentum

21SUPPLY
OversuppliedSupply Tightness

Ample inventory — buyers have time and leverage to negotiate.

Months of Supply47.6 mo
Days on Market79d
Inv vs History-2.5%
Listing Density13.7/1k
Affordability — payment burden
Monthly payment (P&I)$835
Payment burden20.2%
Median income · ZIP$49,481
Mortgage rate6.49% · 30yr
Total monthly own$1,000
Monthly rent$2,021
Market dynamics
Price cut %22.9%
Momentumcooling
LeverageBALANCED
Months of supply47.6
Sales (90d)0
Investment analysis
Median rent$2,021
Price-to-rent6.8
Est. cap rate9.5%
Buy vs rentfavors buying

Livability

Walk score2
Transit score9
Bike score—

Historical trends

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Harris County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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Houston Metro·Overpriced ZIPs·Investor ZIPs·View on Map·Harris County