Houston 77028

Houston-The Woodlands-Sugar Land, TX · Harris County, TX · 11,952 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

55affordability /100

Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
27.2%
affordable
Days on market
70
daily
Price cuts
18.6%
of active
Valuation
-4.1%
vs assessor
Look up an address
58
/100
Mixed
cooling · balanced · prices easing year-over-year.
Price trend
12
Affordability
85
Valuation
90
Economic health
55

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

42/ 100SellerBalancedBuyer
Balanced Market
DOM: 76d (rising) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)25
Valuation Gap (25%)10
Supply & Demand (20%)100
Buy vs Rent (15%)0
Cancellation Rate (10%)100
Days on Market (5%)75

Balanced market in 77028. List price is roughly fair — focus on condition and value. Payment burden: 27.2% of median income. Median days on market: 76.

Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.
COOLINGBALANCED

Market is cooling with expanding inventory. Conditions are balanced between buyers and sellers. Prices down 3.7% YoY.

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Market snapshoteach number, once

Median price
$162,730
▾ 3.7% YoY
Days on market
70
daily · zip_data
Median rent
$1,651
ZORI
Investor score
75/100
cash-flow lens
Active listings
122
90-day

Valuation3 lenses, different anchors

vs assessor
-4.1%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$156,112
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+59.7%
County-wide market — the widest, slowest signal.
Harris+59.7%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$129
Price-to-income4.5×

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How 77028 ranks in TX
percentile vs all Texas ZIPs · n=1763
Market velocity51%
Supply tightness51%
Affordability26%
Investment yield97%
Appreciation16%

Affordability, supply & momentum

19SUPPLY
OversuppliedSupply Tightness

Ample inventory — buyers have time and leverage to negotiate.

Months of Supply33.1 mo
Days on Market70d
Inv vs History-2.4%
Listing Density19.3/1k
Affordability — payment burden
Monthly payment (P&I)$822
Payment burden27.2%
Median income · ZIP$36,244
Mortgage rate6.49% · 30yr
Total monthly own$985
Monthly rent$1,651
Market dynamics
Price cut %18.6%
Momentumcooling
LeverageBALANCED
Months of supply33.1
Sales (90d)0
Investment analysis
Median rent$1,651
Price-to-rent8.2
Est. cap rate7.9%
Buy vs rentfavors buying

Livability

Walk score
Transit score7
Bike score

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Harris County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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