Fort Lupton 80621

Greeley, CO · Weld County, CO · 4,355 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

42affordability /100

Buyer leverage is buyer advantage; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
35.2%
stretched
Days on market
66
daily
Price cuts
31.6%
of active
Valuation
-11.1%
vs assessor
Look up an address
46
/100
mixed
cooling · buyer advantage · prices easing year-over-year.

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

56/ 100SellerBalancedBuyer
Balanced Market
Needs 14.8% correction for affordability
DOM: 65d (rising) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)50
Valuation Gap (25%)25
Supply & Demand (20%)40
Buy vs Rent (15%)100
Cancellation Rate (10%)100
Days on Market (5%)75

Balanced market in 80621. List price is roughly fair — focus on condition and value. Payment burden: 35.2% of median income. Median days on market: 65. Renting is approximately 163% cheaper than buying (price-to-rent ratio: 31.6).

Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.
COOLINGBUYER ADVANTAGE

Market is cooling with expanding inventory. Buyers have strong negotiating leverage. Prices down 2.0% YoY.

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Market snapshoteach number, once

Median price
$468,977
▾ 2.0% YoY
Days on market
66
daily · zip_data
Median rent
$1,238
ZORI
Investor score
27/100
cash-flow lens
Active listings
79
90-day

Valuation3 lenses, different anchors

vs assessor
-11.1%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$416,783
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+68.8%
County-wide market — the widest, slowest signal.
Weld+68.8%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$147
Price-to-income5.8×

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How 80621 ranks in CO
percentile vs all CO ZIPs
Comparative ranking not available for this ZIP.

Affordability, supply & momentum

48SUPPLY
BalancedSupply Tightness

Supply and demand are roughly even — standard negotiation dynamics.

Months of Supply4.7 mo
Days on Market66d
Inv vs History-1.2%
Listing Density16.5/1k
Market dynamics
Price cut %31.6%
Momentumcooling
LeverageBUYER ADVANTAGE
Months of supply4.7
Sales (90d)0
Investment analysis
Median rent$1,238
Price-to-rent31.6
Est. cap rate2.1%
Buy vs rentfavors renting

Livability

Walk score13
Transit score
Bike score
Places & amenities in ZIP 80621 · 65 mapped
Leaflet © OpenStreetMap contributors © CARTO
Parks & open space6
South Platte Valley Historical ParkKoshio ParkRailroad ParkCommunity Center ParkSmokey ParkCannery Park
Recreation & aquatics4
Fort Lupton Recreation CenterSerafin "Pino" Bachicha GymnasiumLAMA Field (R/C Only)Coyote Creek Golf Club
Venues & culture12
Fort Lupton Public LibraryStar TheaterFort Lupton MuseumVintage Aero Flying MuseumGaslandAristocrat Ranchettes+6 more
Dining & cafés10
Pizza HutGreat Wall ChineseWholly StromboliTaqueria La SierraTaqueria Los CazosSweet Thai+4 more
Land & water27
Fulton Waste ReservoirH A Smith ReservoirMunger Reservoir Number 1Mose Davis LakeNorth Star ReservoirCoal Ridge Waste Reservoir+21 more
Getting around5
Platte Valley AirparkSuckla Farms BalloonportReck AirstripVanbuskirk Patton Talbot PlazaThe Shoppette
Weekend range11
Barr Lake · state park12 mi
St. Vrain State Park · state park12 mi
Kodak · state recreation area24 mi
Boyd Lake State Park · state park26 mi
Eldorado Canyon State Park · state park30 mi
Cherry Creek State Park · state park33 mi
Golden Gate Canyon State Park · state park37 mi
Lory State Park · state park39 mi
Chatfield State Park · state park42 mi
Cache La Poudre Wilderness · wilderness area52 mi

Straight-line distance from the ZIP centroid (USGS PAD-US).

4,915 ft above sea level elevation · USGS 3DEP8 protected / open-space parcels · USGS PAD-US

Place data: NPS National Register of Historic Places · USGS 3D Elevation Program · USGS Protected Areas Database (PAD-US) · Wikidata · © OpenStreetMap contributors — licensed ODbL (OpenStreetMap), CC0 (Wikidata) and US public domain (USGS, NPS, Census). Every place shown comes from the named sources; nothing is editorialized.

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Weld County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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