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Livermore 80512 is in Larimer County, CO, part of the Fort Collins Metro. The typical home value in Livermore 80512 is $572,623 (Zillow Home Value Index, September 2026), down 0.4% from a year earlier. Homes that sold went under contract in a median 116 days, and 25% of listings took a price cut (Redfin Data Center, period ending Sep 30, 2026). On Lotvox's market-leverage reading of that data, with 10.1 months of supply, buyers hold the advantage. The Lotvox Turnover Index is not published for 80512 yet: it appears only where a held-out test on the county's recorded sales beats chance. Across Larimer County's 17 ZIPs with a Zillow value, the middle one is $552,670, so 80512 sits 4% above the county middle. Lotvox holds county assessor records for 2,006 properties in 80512.
Headline value data through September 2026. Each source below carries its own date.
Is 80512 a buyer's or seller's market?
By Lotvox's leverage reading of Redfin data through Sep 30, 2026, 80512 is a buyer's market. Homes went under contract in a median 116 days with 10.1 months of supply.
What do homes in 80512 sell for?
The typical home value in 80512 is $572,623 (Zillow Home Value Index, September 2026), down 0.4% in a year. County records put the median at about $159 per square foot (computed Jul 26, 2026).
Who is likely to sell in 80512?
Lotvox only publishes its Turnover Index where a held-out test on recorded sales beats chance, and 80512 has not passed that test yet. When it does, the score appears here.
How does 80512 compare to Larimer County?
80512's typical value of $572,623 compares with a middle value of $552,670 across Larimer County's 17 ZIPs. Both are Zillow Home Value Index figures for September 2026.
Where does this 80512 data come from?
Values and rents come from Zillow's research data, sales pace from the Redfin Data Center, and property counts and turnover from county assessor and deed records. Each number on this page carries its own date, and the method is published at lotvox.com/methodology.
Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.
Buyer / seller
buyer-timing lens
Negotiate Hard
Needs 32.6% correction for affordability
DOM: 244d (falling) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)90
Valuation Gap (25%)80
Supply & Demand (20%)20
Cancellation Rate (10%)25
Days on Market (5%)100
Moderate buyer leverage in 80512. Room to negotiate 5-10% below list. Payment burden: 41.2% of median income. A 15% price correction needed to reach 30% affordability threshold. Median days on market: 244. Renting is approximately 41% cheaper than buying (price-to-rent ratio: 16.9). Market appears 21% overpriced vs. assessed values.
What to Offer
Offer 5-10% below list. You have room to negotiate.
Median price: Zillow Home Value Index (ZHVI). Median rent: Zillow Observed Rent Index (ZORI). Days on market and active listings: Redfin Data Center, rolling 90 days.
Valuation
3 lenses, different anchors
vs assessor
-27.6%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$414,550
county CAMA · properties_v
vs income
—
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+63.2%
County-wide market — the widest, slowest signal.
Larimer+63.2%
Lotvox comps · mv_valuation_gap
Read together: Above county comps but sustainable on local incomes.
Bike Pump TrackCache La Poudre WildernessComanche Peak WildernessGateway Natural AreaMaxwell Natural AreaNeota Wilderness+1 more
Trails86
B-17 Crash SpurBeaver Creek TrailBeaver Falls TrailBig South TrailBlack Powder TrailBlue Lake Trail+80 more
Recreation & aquatics1
Stove Prairie Ranch
Venues & culture27
Green CathedralHomestead MuseumThe "A"Cameron Peak FireColorado State University Mountain CampusFort Collins – Loveland Metropolitan Statistical Area+21 more
Dining & cafés3
CafeteriaHowling Cow CafeMishawaka Ampetheatre
Land & water120
Arukatuku MarshBald MountainBarnes Meadow ReservoirBear MountainBeaver CreekBeaver Pond+114 more
Weekend range11
Bowen Gulch Protection Area (National) · national conservation area30 mi
Boyd Lake State Park · state park30 mi
Curt Gowdy State Park · state park42 mi
Indian Peaks Wilderness Area · wilderness area32 mi
Lory State Park · state park20 mi
Never Summer Wilderness · wilderness area25 mi
Rawah Wilderness · wilderness area22 mi
Rocky Mountain National Park Wilderness Area · wilderness area20 mi
Sheep Mountain Game Refuge National Game Refuge · national conservation area48 mi
State Forest State Park · state park23 mi
Straight-line distance from the ZIP centroid (USGS PAD-US).
Housing pulse — Housing pulse could not be loaded (429).
Price bands
mix-shift
Price Bands — the median behind the median
A single median rises whenever expensive homes become a bigger share of what sells, even if no tier got more expensive. These are the tiers underneath it, computed from the most recent recorded sale per property in Larimer.
Current tiers · 12 months to Apr 26floor 10 sales/tier
4 tiers had too few sales in this ZIP and are shown at county or metro level — see the stamp on each row.
Tier
Median
$/sqft
Sales
Share
Source
Under $250k
$134k
$189
10
18.5%
ZIP
$250k–$500k
$368k
$354
18
33.3%
ZIP
$500k–$750k
$589k
$332
2,488
—
COUNTY · Larimer, CO
$750k–$1M
$865k
$514
10
18.5%
ZIP
$1M–$1.5M
$1.20M
$462
502
—
COUNTY · Larimer, CO
$1.5M–$2M
$1.69M
$607
127
—
COUNTY · Larimer, CO
$2M+
$3.00M
$643
177
—
COUNTY · Larimer, CO
All sales (the headline median)
$492k
$423
54
100%
ZIP
No mix-shift history for this area. no geography from this ZIP up to metro has 8+ quarters of 10+ recorded arms-length sales across at least 4 price tiers. Trends are drawn only from recorded transactions; the last-sale snapshot above cannot carry a time series, because a property that sold twice keeps only its latest sale — which drags the history upward through the tiers and would invent the very mix shift this section exists to test for.
National context — not local
NAR's aggregate existing-home median for the United States and the West census region. This is the figure the tiers above are a check on. It is national/regional and says nothing about 80512.
United States
West
Copyright, National Association of Realtors. Reprinted with permission. Retrieved from FRED, Federal Reserve Bank of St. Louis. FRED publishes a rolling 13-month window for these series.
Tiers computed from Lotvox parcel and deed substrate through Apr 26 (5 later months withheld as partially loaded). Sample floor 10 sales per tier; below it a figure is drawn from the county or metro and labelled, or left blank. Multi-parcel bulk deeds and duplicate records are excluded.
ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.
ZIP 80512→Larimer County, COPop: 374,387
12-Month Direction
-9Stable
Confidence
100%
DeterioratingStableImproving
BuildersLens Market Intelligence
Market Score
36· Weak
Market Score grades housing-market conditions (affordability, valuation, supply). The county Healthy/Moderate/Distressed badge measures economic distress (jobs, debt, poverty) — the two can read differently.
Payment Burden
44.5%
severe
Source: Freddie Mac PMMS (FRED MORTGAGE30US) 7.32% · Zillow ZHVI · Census income · Updated 2026-10-22
Valuation14
+63.2%
overvalued
Source: Lotvox comps · Updated 2026-05-15
Supply/Demand
10.1 mo
buyer's market
Source: Redfin Data Center (ZIP): inventory ÷ monthly homes sold · Updated 2026-09-30
Insurance Risk
34/100
moderate
Source: FEMA/NFIP · Updated 2026-04
County distress indicators
ECONOMIC INDICATORS
Economic indicators are mixed relative to comparable U.S. counties.
Unemployment Rate
4.4%
CO 3.8%US 4.4%
Near national averages
Source: BLS LAUS · 2026-0855d ago
Poverty Rate
10.2%
CO 9.4%US 12.6%
Near national averages
Median Household Income
$91,364
CO $94,510US $82,006
Higher than most U.S. counties
Cost of Living (RPP)
112.5
CO 111.8US 100.3
Higher than many comparable counties
Home Value (ZHVI)$556,492
County data: Zillow Home Value Index (ZHVI), BLS, Census ACS, CDC, FBI UCR, Federal Reserve, USDA
