Commerce City 80640

Henderson · Adams County, CO · 4,260 properties · updated 7/26/2026

Should you buy here?buyer-timing lens

55affordability /100

Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.

Payment burden

28.1%

stretched

Days on market

daily

Price cuts

26.6%

of active

Valuation

+0.9%

vs assessor

Look up an address

/100

Mixed

cooling · balanced · prices easing year-over-year.

Price trend

Affordability

Valuation

Economic health

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

Seller's Market

DOM: 36d (falling) · Market Dynamics rolling median · hourly

Score Components

Payment Burden (25%)25

Valuation Gap (25%)10

Supply & Demand (20%)40

Buy vs Rent (15%)50

Cancellation Rate (10%)0

Days on Market (5%)40

Seller-favored market in 80640. Expect to pay at or near list price. Payment burden: 27.6% of median income. Median days on market: 36. Renting is approximately 53% cheaper than buying (price-to-rent ratio: 18.3).

Buyer Caution

Seller's market. Be prepared to pay near list price.

Competitive market similar to 2021-2022 — limited inventory driving prices above fundamentals.

COOLINGBALANCED

Market is cooling with expanding inventory. Conditions are balanced between buyers and sellers. Prices down 2.6% YoY.

Turnover Index · Coming soonLotvox Turnover Index needs 30 recorded sales before a grade is published.

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Address lookup$99 report path

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<iframe src="https://lotvox.com/embed/zip/80640" width="100%" height="300" style="border:0;border-radius:12px;overflow:hidden;max-width:640px" loading="lazy" title="Commerce City 80640 — Lotvox market card"></iframe>
<p style="font:12px system-ui;margin:4px 0 0"><a href="https://lotvox.com/denver/zip/80640?utm_source=embed&utm_medium=backlink">Commerce City 80640 housing market data</a> by <a href="https://lotvox.com/">Lotvox</a></p>

Market snapshoteach number, once

Median price

$503,354

▾ 2.6% YoY

Days on market

daily · zip_data

Median rent

$2,558

ZORI

Investor score

49/100

cash-flow lens

Active listings

90-day

Valuation3 lenses, different anchors

vs assessor

+0.9%

Market vs assessed value — a tax-roll lag, not a deal signal.

Avg assessor$508,000

county CAMA · properties_v

vs income

—

Fair-value model not available for this market.

fair_value_scores · 10-state coverage

vs county comps

+64.0%

County-wide market — the widest, slowest signal.

Adams+64.0%

Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.

Pricing detail

Price / sqft$190

Price-to-income4.5×

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How 80640 ranks in CO

percentile vs all Colorado ZIPs · n=476

Market velocity70%

Supply tightness74%

Affordability75%

Investment yield84%

Appreciation14%

Affordability, supply & momentum

68SUPPLY

Tight MarketSupply Tightness

Supply is below normal — sellers are favored but buyers still have options.

Months of Supply4.7 mo

Days on Market34d

Inv vs History-3.4%

Listing Density7.1/1k

Affordability — payment burden

Monthly payment (P&I)$2,601

Payment burden28.1%

Median income · ZIP$111,145

Mortgage rate6.71% · 30yr

Total monthly own$3,104

Monthly rent$2,558

Market dynamics

Price cut %26.6%

Momentumcooling

LeverageBALANCED

Months of supply4.7

Sales (90d)0

Investment analysis

Median rent$2,558

Price-to-rent18.3

Est. cap rate3.6%

Buy vs rentneutral

Livability

Walk score—

Transit score—

Bike score—

Historical trends

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Price bandsmix-shift

Price Bands — the median behind the median

A single median rises whenever expensive homes become a bigger share of what sells, even if no tier got more expensive. These are the tiers underneath it, computed from recorded arms-length deed transactions in Adams.

Aggregate median +1.0% YoY in Adams, CO (county), but the under-$500k tier is -0.4% — the rise is mix shift, not appreciation. Over the same year the under-$500k share of sales moved from 54.1% to 52.7% (-1.4pp) and the $1M+ share from 2.8% to 2.6% (-0.2pp).

Current tiers · 12 months to Aug 25floor 10 sales/tier

5 tiers had too few sales in this ZIP and are shown at county or metro level — see the stamp on each row.

Tier	Median	$/sqft	Sales	Share	Source
Under $250k	$190k	$212	193	—	COUNTY · Adams, CO
$250k–$500k	$455k	$279	47	47.0%	ZIP
$500k–$750k	$533k	$271	47	47.0%	ZIP
$750k–$1M	$830k	$344	270	—	COUNTY · Adams, CO
$1M–$1.5M	$1.15M	$422	80	—	COUNTY · Adams, CO
$1.5M–$2M	$1.65M	$531	44	—	COUNTY · Denver, CO
$2M+	$3.64M	$641	14	—	COUNTY · Adams, CO
All sales (the headline median)	$502k	$271	100	100%	ZIP

ZIP-level history was too thin to draw the tiers; served at county level (Adams, CO), by quarter.

Share of sales by tier (quarterly)

If the upper tiers widen over time, the headline median rises on composition alone.

Under $250k
$250k–$500k
$500k–$750k
$750k–$1M
$1M–$1.5M
$1.5M–$2M
$2M+

Median within each tier, against the headline median (quarterly)

The blue line is the single number NAR-style reporting quotes. The gold lines are what each tier actually did. Log scale — the tiers span an order of magnitude, and on a log axis equal slopes mean equal percentage moves, which is the comparison being made.

Under $250k
$250k–$500k
$500k–$750k
$750k–$1M
$1M–$1.5M
$2M+
All sales (headline)

National context — not local

NAR's aggregate existing-home median for the United States and the West census region. This is the figure the tiers above are a check on. It is national/regional and says nothing about 80640.

United States
West

Copyright, National Association of Realtors. Reprinted with permission. Retrieved from FRED, Federal Reserve Bank of St. Louis. FRED publishes a rolling 13-month window for these series.

Tiers computed from Lotvox parcel and deed substrate through Aug 25 (10 later months withheld as partially loaded). Sample floor 10 sales per tier; below it a figure is drawn from the county or metro and labelled, or left blank. Multi-parcel bulk deeds and duplicate records are excluded.

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Adams County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

ZIP 80640→Adams County, COPop: 543,760

12-Month Direction

-8Stable

Confidence

100%

DeterioratingStableImproving

BuildersLens Market Intelligence

Market Score

41· Weak

Market Score grades housing-market conditions (affordability, valuation, supply). The county Healthy/Moderate/Distressed badge measures economic distress (jobs, debt, poverty) — the two can read differently.

Payment Burden45

32.8%

stretched

Source: Lotvox · Updated 2026-05-15

Buy vs Rent8

1.881x

rent advantage

Source: Lotvox · Updated 2026-05-15

Valuation19

+64%

overvalued

Source: Lotvox comps · Updated 2026-05-15