Satsuma 32189
Palatka, FL · Putnam County, FL · 6,609 properties · updated 7/5/2026
Should you buy here?buyer-timing lens
Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.
Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.
Buyer / sellerbuyer-timing lens
Moderate buyer leverage in 32189. Room to negotiate 5-10% below list. Payment burden: 29.2% of median income. Median days on market: 184. Renting is approximately 93% cheaper than buying (price-to-rent ratio: 23.2). Market appears 61% overpriced vs. assessed values.
Offer 5-10% below list. You have room to negotiate.
Market is cooling with expanding inventory. Conditions are balanced between buyers and sellers. Prices down 2.6% YoY.
Address lookup$99 report path
Look Up an Address in 32189
Just type the street — we'll auto-scope the search to ZIP 32189.
Market snapshoteach number, once
Valuation3 lenses, different anchors
Affordability, supply & momentum
Supply and demand are roughly even — standard negotiation dynamics.