Chicago 60657

Cook County, IL · 23,749 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

52affordability /100

Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
29.2%
stretched
Days on market
37
daily
Price cuts
15.5%
of active
Valuation
+134.5%
vs assessor
Look up an address
55
/100
Mixed
hot · balanced · prices rising year-over-year.
Price trend
67
Affordability
65
Valuation
20
Economic health
52

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

33/ 100SellerBalancedBuyer
Seller's Market
DOM: 54d (stable) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)25
Valuation Gap (25%)10
Supply & Demand (20%)70
Buy vs Rent (15%)50
Cancellation Rate (10%)0
Days on Market (5%)60

Seller-favored market in 60657. Expect to pay at or near list price. Payment burden: 29.2% of median income. Median days on market: 54. Renting is approximately 43% cheaper than buying (price-to-rent ratio: 17.1).

Buyer Caution

Seller's market. Be prepared to pay near list price.

Competitive market similar to 2021-2022 — limited inventory driving prices above fundamentals.
HOTBALANCED

Market is running hot with fast-moving inventory. Conditions are balanced between buyers and sellers. Prices up 9.7% YoY.

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Market snapshoteach number, once

Median price
$524,524
▴ 9.7% YoY
Days on market
37
daily · zip_data
Median rent
$2,556
ZORI
Investor score
76/100
cash-flow lens
Active listings
203
90-day

Valuation3 lenses, different anchors

vs assessor
+134.5%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$1,230,010
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+44.5%
County-wide market — the widest, slowest signal.
Cook+44.5%
Cook+44.5%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$430
Price-to-income4.8×

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How 60657 ranks in IL
percentile vs all Illinois ZIPs · n=1303
Market velocity71%
Supply tightness72%
Affordability4%
Investment yield43%
Appreciation83%

Affordability, supply & momentum

44SUPPLY
BalancedSupply Tightness

Supply and demand are roughly even — standard negotiation dynamics.

Months of Supply7.6 mo
Days on Market37d
Inv vs History+1.7%
Listing Density--
Affordability — payment burden
Monthly payment (P&I)$2,650
Payment burden29.2%
Median income · ZIP$109,025
Mortgage rate6.49% · 30yr
Total monthly own$3,174
Monthly rent$2,556
Market dynamics
Price cut %15.5%
Momentumhot
LeverageBALANCED
Months of supply7.6
Sales (90d)0
Investment analysis
Median rent$2,556
Price-to-rent17.1
Est. cap rate3.8%
Buy vs rentneutral

Livability

Walk score17
Transit score93
Bike score

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Cook County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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