Chicago 60618

Cook County, IL · 55,794 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

43affordability /100

Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
34.4%
stretched
Days on market
36
daily
Price cuts
12.6%
of active
Valuation
-3%
vs assessor
Look up an address
64
/100
Stable
hot · balanced · prices rising year-over-year.
Price trend
75
Affordability
45
Valuation
90
Economic health
43

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

47/ 100SellerBalancedBuyer
Balanced Market
Needs 12.8% correction for affordability
DOM: 62d (rising) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)50
Valuation Gap (25%)10
Supply & Demand (20%)85
Buy vs Rent (15%)75
Cancellation Rate (10%)0
Days on Market (5%)75

Balanced market in 60618. List price is roughly fair — focus on condition and value. Payment burden: 34.5% of median income. Median days on market: 62. Renting is approximately 79% cheaper than buying (price-to-rent ratio: 21.5).

Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.
HOTBALANCED

Market is running hot with fast-moving inventory. Conditions are balanced between buyers and sellers. Prices up 7.9% YoY.

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Market snapshoteach number, once

Median price
$577,169
▴ 7.9% YoY
Days on market
36
daily · zip_data
Median rent
$2,237
ZORI
Investor score
61/100
cash-flow lens
Active listings
172
90-day

Valuation3 lenses, different anchors

vs assessor
-3.0%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$560,000
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+44.5%
County-wide market — the widest, slowest signal.
Cook+44.5%
Cook+44.5%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$325
Price-to-income5.7×

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How 60618 ranks in IL
percentile vs all Illinois ZIPs · n=1303
Market velocity73%
Supply tightness53%
Affordability1%
Investment yield19%
Appreciation70%

Affordability, supply & momentum

37SUPPLY
BalancedSupply Tightness

Supply and demand are roughly even — standard negotiation dynamics.

Months of Supply9.7 mo
Days on Market36d
Inv vs History+0.8%
Listing Density--
Affordability — payment burden
Monthly payment (P&I)$2,915
Payment burden34.4%
Median income · ZIP$101,558
Mortgage rate6.49% · 30yr
Total monthly own$3,493
Monthly rent$2,237
Market dynamics
Price cut %12.6%
Momentumhot
LeverageBALANCED
Months of supply9.7
Sales (90d)0
Investment analysis
Median rent$2,237
Price-to-rent21.5
Est. cap rate3.0%
Buy vs rentfavors renting

Livability

Walk score9
Transit score50
Bike score

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Cook County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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